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Buying a home in Bristow, Oklahoma

The typical owner-occupied home in Bristow is worth about $117,500, 41% below the Oklahoma median of $199,800 and 65% below the national median of $332,700. Owners pay a median $983 a year in property taxes, about 0.84% of their home's value, close to the Oklahoma rate of 0.80%. The median household earns $38,906 a year, so the median home costs 3.0 times the median income (3.1 times for Oklahoma). 44% of occupied homes here are lived in by their owners, and 47% of those owners still have a mortgage.

Bristow at a glance

Bristow Oklahoma U.S.
Median home value $117,500 $199,800 $332,700
Median property tax paid per year $983 $1,599 $3,119
Property tax as a share of value 0.84% 0.80% 0.94%
Median household income $38,906 $65,039 $80,734
Homes lived in by their owners 44% 66% 65%
Owner homes with a mortgage 47% 54% 61%
Median monthly costs, owners with a mortgage $1,114 $1,539 $1,963
Those costs as a share of the owners' income 18.9% 19.6% 21.0%
Median rent $623 $1,014 $1,413
Rent as a share of renters' income 25.9% 28.4% 30.6%
Median year homes were built 1976 1980 1980
Vacant homes 12.7% 12.0% 10.1%
Population 4,272 4,028,634 334,922,499

What a typical home costs per month in Bristow

At this week's average 30-year rate of 7.11%, buying the median Bristow home of $117,500 with 20% down costs about $764 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $959, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $32,724 for the 20%-down payment. That payment is 24% of the median Bristow household income of $38,906; at that income and 20% down, the 28% guideline points to a home of about $140,000.

The median rent here is $623 a month, so owning the median home costs about $141 a month more than renting, before you count the equity you build and any tax benefits.

20% down, 30-year conventional loan
Down payment$23,500
Loan amount$94,000
Principal and interest$632
Property taxes (0.84% a year)$82
Homeowners insurance (our estimate, 0.5% a year)$49
PMI$0
Total per month$764

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3.5% down, 30-year FHA loan
Down payment$4,112
Loan amount$115,372
Principal and interest$776
Property taxes (0.84% a year)$82
Homeowners insurance (our estimate, 0.5% a year)$49
FHA mortgage insurance$52
Total per month$959

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Questions about home buying in Bristow

What is the median home value in Bristow?

About $117,500 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Bristow?

Homeowners pay a median $983 a year, which is about 0.84% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Bristow?

For the median home with 20% down at 7.11%, the payment is about $764 a month. Keeping that under 28% of gross income takes about $32,724 a year.

More about Bristow

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data