The typical owner-occupied home in Noble is worth about $190,200, 5% below the Oklahoma median of $199,800 and 43% below the national median of $332,700. Owners pay a median $1,641 a year in property taxes, about 0.86% of their home's value, higher than the Oklahoma rate of 0.80%. The median household earns $81,739 a year, so the median home costs 2.3 times the median income (3.1 times for Oklahoma). 71% of occupied homes here are lived in by their owners, and 57% of those owners still have a mortgage.
Noble at a glance
| Noble | Oklahoma | U.S. | |
|---|---|---|---|
| Median home value | $190,200 | $199,800 | $332,700 |
| Median property tax paid per year | $1,641 | $1,599 | $3,119 |
| Property tax as a share of value | 0.86% | 0.80% | 0.94% |
| Median household income | $81,739 | $65,039 | $80,734 |
| Homes lived in by their owners | 71% | 66% | 65% |
| Owner homes with a mortgage | 57% | 54% | 61% |
| Median monthly costs, owners with a mortgage | $1,446 | $1,539 | $1,963 |
| Those costs as a share of the owners' income | 19.8% | 19.6% | 21.0% |
| Median rent | $1,038 | $1,014 | $1,413 |
| Rent as a share of renters' income | 34.8% | 28.4% | 30.6% |
| Median year homes were built | 1990 | 1980 | 1980 |
| Vacant homes | 7.5% | 12.0% | 10.1% |
| Population | 7,493 | 4,028,634 | 334,922,499 |
What a typical home costs per month in Noble
At this week's average 30-year rate of 7.11%, buying the median Noble home of $190,200 with 20% down costs about $1,239 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,556, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $53,106 for the 20%-down payment. That payment is 18% of the median Noble household income of $81,739; at that income and 20% down, the 28% guideline points to a home of about $293,000.
The median rent here is $1,038 a month, so owning the median home costs about $201 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $38,040 |
|---|---|
| Loan amount | $152,160 |
| Principal and interest | $1,024 |
| Property taxes (0.86% a year) | $136 |
| Homeowners insurance (our estimate, 0.5% a year) | $79 |
| PMI | $0 |
| Total per month | $1,239 |
Change the numbers in the calculator
| Down payment | $6,657 |
|---|---|
| Loan amount | $186,755 |
| Principal and interest | $1,256 |
| Property taxes (0.86% a year) | $136 |
| Homeowners insurance (our estimate, 0.5% a year) | $79 |
| FHA mortgage insurance | $84 |
| Total per month | $1,556 |
Change the numbers in the calculator
Questions about home buying in Noble
What is the median home value in Noble?
About $190,200 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Noble?
Homeowners pay a median $1,641 a year, which is about 0.86% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Noble?
For the median home with 20% down at 7.11%, the payment is about $1,239 a month. Keeping that under 28% of gross income takes about $53,106 a year.
More about Noble
- Mortgage Refinance in Noble
- Debt Relief in Noble
- Home Equity Loans in Noble
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data