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Buying a home in Gene Autry, Oklahoma

The typical owner-occupied home in Gene Autry is worth about $96,700, 52% below the Oklahoma median of $199,800 and 71% below the national median of $332,700. Owners pay a median $817 a year in property taxes, about 0.84% of their home's value, higher than the Oklahoma rate of 0.80%. The median household earns $63,125 a year, so the median home costs 1.5 times the median income (3.1 times for Oklahoma). 71% of occupied homes here are lived in by their owners, and 41% of those owners still have a mortgage.

Gene Autry at a glance

Gene Autry Oklahoma U.S.
Median home value $96,700 $199,800 $332,700
Median property tax paid per year $817 $1,599 $3,119
Property tax as a share of value 0.84% 0.80% 0.94%
Median household income $63,125 $65,039 $80,734
Homes lived in by their owners 71% 66% 65%
Owner homes with a mortgage 41% 54% 61%
Median monthly costs, owners with a mortgage – $1,539 $1,963
Those costs as a share of the owners' income 20.5% 19.6% 21.0%
Median rent $650 $1,014 $1,413
Rent as a share of renters' income 46.0% 28.4% 30.6%
Median year homes were built 1975 1980 1980
Vacant homes 12.6% 12.0% 10.1%
Population 224 4,028,634 334,922,499

What a typical home costs per month in Gene Autry

At this week's average 30-year rate of 7.11%, buying the median Gene Autry home of $96,700 with 20% down costs about $628 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $789, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $26,931 for the 20%-down payment. That payment is 12% of the median Gene Autry household income of $63,125; at that income and 20% down, the 28% guideline points to a home of about $227,000.

The median rent here is $650 a month, a little more than the monthly cost of owning the median home with 20% down.

20% down, 30-year conventional loan
Down payment$19,340
Loan amount$77,360
Principal and interest$520
Property taxes (0.84% a year)$68
Homeowners insurance (our estimate, 0.5% a year)$40
PMI$0
Total per month$628

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3.5% down, 30-year FHA loan
Down payment$3,384
Loan amount$94,949
Principal and interest$639
Property taxes (0.84% a year)$68
Homeowners insurance (our estimate, 0.5% a year)$40
FHA mortgage insurance$43
Total per month$789

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Questions about home buying in Gene Autry

What is the median home value in Gene Autry?

About $96,700 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Gene Autry?

Homeowners pay a median $817 a year, which is about 0.84% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Gene Autry?

For the median home with 20% down at 7.11%, the payment is about $628 a month. Keeping that under 28% of gross income takes about $26,931 a year.

More about Gene Autry

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data