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Buying a home in Yukon, Oklahoma

The typical owner-occupied home in Yukon is worth about $198,900, about the same as the Oklahoma median of $199,800 and 40% below the national median of $332,700. Owners pay a median $2,011 a year in property taxes, about 1.01% of their home's value, higher than the Oklahoma rate of 0.80%. The median household earns $75,273 a year, so the median home costs 2.6 times the median income (3.1 times for Oklahoma). 69% of occupied homes here are lived in by their owners, and 59% of those owners still have a mortgage.

Yukon at a glance

Yukon Oklahoma U.S.
Median home value $198,900 $199,800 $332,700
Median property tax paid per year $2,011 $1,599 $3,119
Property tax as a share of value 1.01% 0.80% 0.94%
Median household income $75,273 $65,039 $80,734
Homes lived in by their owners 69% 66% 65%
Owner homes with a mortgage 59% 54% 61%
Median monthly costs, owners with a mortgage $1,530 $1,539 $1,963
Those costs as a share of the owners' income 18.9% 19.6% 21.0%
Median rent $1,274 $1,014 $1,413
Rent as a share of renters' income 29.9% 28.4% 30.6%
Median year homes were built 1979 1980 1980
Vacant homes 4.7% 12.0% 10.1%
Population 25,529 4,028,634 334,922,499

What a typical home costs per month in Yukon

At this week's average 30-year rate of 7.11%, buying the median Yukon home of $198,900 with 20% down costs about $1,321 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,652, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $56,601 for the 20%-down payment. That payment is 21% of the median Yukon household income of $75,273; at that income and 20% down, the 28% guideline points to a home of about $265,000.

The median rent here is $1,274 a month, so owning the median home costs about $47 a month more than renting, before you count the equity you build and any tax benefits.

20% down, 30-year conventional loan
Down payment$39,780
Loan amount$159,120
Principal and interest$1,070
Property taxes (1.01% a year)$167
Homeowners insurance (our estimate, 0.5% a year)$83
PMI$0
Total per month$1,321

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3.5% down, 30-year FHA loan
Down payment$6,962
Loan amount$195,297
Principal and interest$1,314
Property taxes (1.01% a year)$167
Homeowners insurance (our estimate, 0.5% a year)$83
FHA mortgage insurance$88
Total per month$1,652

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Questions about home buying in Yukon

What is the median home value in Yukon?

About $198,900 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Yukon?

Homeowners pay a median $2,011 a year, which is about 1.01% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Yukon?

For the median home with 20% down at 7.11%, the payment is about $1,321 a month. Keeping that under 28% of gross income takes about $56,601 a year.

More about Yukon

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data