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Buying a home in Bloomville, Ohio

The typical owner-occupied home in Bloomville is worth about $96,800, 55% below the Ohio median of $214,800 and 71% below the national median of $332,700. Owners pay a median $1,095 a year in property taxes, about 1.13% of their home's value, lower than the Ohio rate of 1.31%. The median household earns $69,000 a year, so the median home costs 1.4 times the median income (3.0 times for Ohio). 79% of occupied homes here are lived in by their owners, and 56% of those owners still have a mortgage.

Bloomville at a glance

Bloomville Ohio U.S.
Median home value $96,800 $214,800 $332,700
Median property tax paid per year $1,095 $2,822 $3,119
Property tax as a share of value 1.13% 1.31% 0.94%
Median household income $69,000 $71,389 $80,734
Homes lived in by their owners 79% 67% 65%
Owner homes with a mortgage 56% 61% 61%
Median monthly costs, owners with a mortgage $983 $1,517 $1,963
Those costs as a share of the owners' income 14.7% 18.6% 21.0%
Median rent $800 $1,034 $1,413
Rent as a share of renters' income 15.9% 28.3% 30.6%
Median year homes were built 1938 1970 1980
Vacant homes 6.8% 8.1% 10.1%
Population 721 11,810,293 334,922,499

What a typical home costs per month in Bloomville

At this week's average 30-year rate of 7.11%, buying the median Bloomville home of $96,800 with 20% down costs about $652 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $814, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $27,961 for the 20%-down payment. That payment is 11% of the median Bloomville household income of $69,000; at that income and 20% down, the 28% guideline points to a home of about $239,000.

The median rent here is $800 a month, a little more than the monthly cost of owning the median home with 20% down.

20% down, 30-year conventional loan
Down payment$19,360
Loan amount$77,440
Principal and interest$521
Property taxes (1.13% a year)$91
Homeowners insurance (our estimate, 0.5% a year)$40
PMI$0
Total per month$652

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3.5% down, 30-year FHA loan
Down payment$3,388
Loan amount$95,047
Principal and interest$639
Property taxes (1.13% a year)$91
Homeowners insurance (our estimate, 0.5% a year)$40
FHA mortgage insurance$43
Total per month$814

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Questions about home buying in Bloomville

What is the median home value in Bloomville?

About $96,800 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Bloomville?

Homeowners pay a median $1,095 a year, which is about 1.13% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Bloomville?

For the median home with 20% down at 7.11%, the payment is about $652 a month. Keeping that under 28% of gross income takes about $27,961 a year.

More about Bloomville

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data