The typical owner-occupied home in Bettsville is worth about $99,900, 53% below the Ohio median of $214,800 and 70% below the national median of $332,700. Owners pay a median $1,014 a year in property taxes, about 1.02% of their home's value, lower than the Ohio rate of 1.31%. The median household earns $65,417 a year, so the median home costs 1.5 times the median income (3.0 times for Ohio). 80% of occupied homes here are lived in by their owners, and 55% of those owners still have a mortgage.
Bettsville at a glance
| Bettsville | Ohio | U.S. | |
|---|---|---|---|
| Median home value | $99,900 | $214,800 | $332,700 |
| Median property tax paid per year | $1,014 | $2,822 | $3,119 |
| Property tax as a share of value | 1.02% | 1.31% | 0.94% |
| Median household income | $65,417 | $71,389 | $80,734 |
| Homes lived in by their owners | 80% | 67% | 65% |
| Owner homes with a mortgage | 55% | 61% | 61% |
| Median monthly costs, owners with a mortgage | $1,043 | $1,517 | $1,963 |
| Those costs as a share of the owners' income | 17.0% | 18.6% | 21.0% |
| Median rent | $708 | $1,034 | $1,413 |
| Rent as a share of renters' income | 21.3% | 28.3% | 30.6% |
| Median year homes were built | 1940 | 1970 | 1980 |
| Vacant homes | 8.7% | 8.1% | 10.1% |
| Population | 562 | 11,810,293 | 334,922,499 |
What a typical home costs per month in Bettsville
At this week's average 30-year rate of 7.11%, buying the median Bettsville home of $99,900 with 20% down costs about $664 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $831, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $28,464 for the 20%-down payment. That payment is 12% of the median Bettsville household income of $65,417; at that income and 20% down, the 28% guideline points to a home of about $230,000.
The median rent here is $708 a month, a little more than the monthly cost of owning the median home with 20% down.
| Down payment | $19,980 |
|---|---|
| Loan amount | $79,920 |
| Principal and interest | $538 |
| Property taxes (1.02% a year) | $85 |
| Homeowners insurance (our estimate, 0.5% a year) | $42 |
| PMI | $0 |
| Total per month | $664 |
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| Down payment | $3,496 |
|---|---|
| Loan amount | $98,091 |
| Principal and interest | $660 |
| Property taxes (1.02% a year) | $85 |
| Homeowners insurance (our estimate, 0.5% a year) | $42 |
| FHA mortgage insurance | $44 |
| Total per month | $831 |
Change the numbers in the calculator
Questions about home buying in Bettsville
What is the median home value in Bettsville?
About $99,900 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Bettsville?
Homeowners pay a median $1,014 a year, which is about 1.02% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Bettsville?
For the median home with 20% down at 7.11%, the payment is about $664 a month. Keeping that under 28% of gross income takes about $28,464 a year.
More about Bettsville
- Mortgage Refinance in Bettsville
- Debt Relief in Bettsville
- Home Equity Loans in Bettsville
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data