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Buying a home in Attica, Ohio

The typical owner-occupied home in Attica is worth about $113,800, 47% below the Ohio median of $214,800 and 66% below the national median of $332,700. Owners pay a median $1,433 a year in property taxes, about 1.26% of their home's value, close to the Ohio rate of 1.31%. The median household earns $69,063 a year, so the median home costs 1.6 times the median income (3.0 times for Ohio). 74% of occupied homes here are lived in by their owners, and 33% of those owners still have a mortgage.

Attica at a glance

Attica Ohio U.S.
Median home value $113,800 $214,800 $332,700
Median property tax paid per year $1,433 $2,822 $3,119
Property tax as a share of value 1.26% 1.31% 0.94%
Median household income $69,063 $71,389 $80,734
Homes lived in by their owners 74% 67% 65%
Owner homes with a mortgage 33% 61% 61%
Median monthly costs, owners with a mortgage $996 $1,517 $1,963
Those costs as a share of the owners' income 14.4% 18.6% 21.0%
Median rent $756 $1,034 $1,413
Rent as a share of renters' income 32.9% 28.3% 30.6%
Median year homes were built 1953 1970 1980
Vacant homes 3.7% 8.1% 10.1%
Population 755 11,810,293 334,922,499

What a typical home costs per month in Attica

At this week's average 30-year rate of 7.11%, buying the median Attica home of $113,800 with 20% down costs about $779 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $969, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $33,400 for the 20%-down payment. That payment is 14% of the median Attica household income of $69,063; at that income and 20% down, the 28% guideline points to a home of about $235,000.

The median rent here is $756 a month, so owning the median home costs about $23 a month more than renting, before you count the equity you build and any tax benefits.

20% down, 30-year conventional loan
Down payment$22,760
Loan amount$91,040
Principal and interest$612
Property taxes (1.26% a year)$119
Homeowners insurance (our estimate, 0.5% a year)$47
PMI$0
Total per month$779

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3.5% down, 30-year FHA loan
Down payment$3,983
Loan amount$111,739
Principal and interest$752
Property taxes (1.26% a year)$119
Homeowners insurance (our estimate, 0.5% a year)$47
FHA mortgage insurance$50
Total per month$969

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Questions about home buying in Attica

What is the median home value in Attica?

About $113,800 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Attica?

Homeowners pay a median $1,433 a year, which is about 1.26% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Attica?

For the median home with 20% down at 7.11%, the payment is about $779 a month. Keeping that under 28% of gross income takes about $33,400 a year.

More about Attica

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data