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Buying a home in Plessis, New York

The typical owner-occupied home in Plessis is worth about $152,100, 64% below the New York median of $423,800 and 54% below the national median of $332,700. Owners pay a median $2,391 a year in property taxes, about 1.57% of their home's value, close to the New York rate of 1.55%. The median household earns $155,053 a year, so the median home costs 1.0 times the median income (4.9 times for New York). 96% of occupied homes here are lived in by their owners, and 30% of those owners still have a mortgage.

Plessis at a glance

Plessis New York U.S.
Median home value $152,100 $423,800 $332,700
Median property tax paid per year $2,391 $6,582 $3,119
Property tax as a share of value 1.57% 1.55% 0.94%
Median household income $155,053 $85,974 $80,734
Homes lived in by their owners 96% 54% 65%
Owner homes with a mortgage 30% 58% 61%
Median monthly costs, owners with a mortgage $1,050 $2,555 $1,963
Those costs as a share of the owners' income 15.0% 22.5% 21.0%
Median rent – $1,621 $1,413
Median year homes were built 1938 1959 1980
Vacant homes 0.0% 10.0% 10.1%
Population 176 19,852,366 334,922,499

What a typical home costs per month in Plessis

At this week's average 30-year rate of 7.11%, buying the median Plessis home of $152,100 with 20% down costs about $1,081 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,334, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $46,325 for the 20%-down payment. That payment is 8% of the median Plessis household income of $155,053; at that income and 20% down, the 28% guideline points to a home of about $509,000.

20% down, 30-year conventional loan
Down payment$30,420
Loan amount$121,680
Principal and interest$819
Property taxes (1.57% a year)$199
Homeowners insurance (our estimate, 0.5% a year)$63
PMI$0
Total per month$1,081

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3.5% down, 30-year FHA loan
Down payment$5,324
Loan amount$149,345
Principal and interest$1,005
Property taxes (1.57% a year)$199
Homeowners insurance (our estimate, 0.5% a year)$63
FHA mortgage insurance$67
Total per month$1,334

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Questions about home buying in Plessis

What is the median home value in Plessis?

About $152,100 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Plessis?

Homeowners pay a median $2,391 a year, which is about 1.57% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Plessis?

For the median home with 20% down at 7.11%, the payment is about $1,081 a month. Keeping that under 28% of gross income takes about $46,325 a year.

More about Plessis

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data