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Buying a home in Depauville, New York

The typical owner-occupied home in Depauville is worth about $167,500, 60% below the New York median of $423,800 and 50% below the national median of $332,700. Owners pay a median $2,675 a year in property taxes, about 1.60% of their home's value, close to the New York rate of 1.55%. 59% of occupied homes here are lived in by their owners, and 67% of those owners still have a mortgage.

Depauville at a glance

Depauville New York U.S.
Median home value $167,500 $423,800 $332,700
Median property tax paid per year $2,675 $6,582 $3,119
Property tax as a share of value 1.60% 1.55% 0.94%
Median household income – $85,974 $80,734
Homes lived in by their owners 59% 54% 65%
Owner homes with a mortgage 67% 58% 61%
Median monthly costs, owners with a mortgage $1,708 $2,555 $1,963
Those costs as a share of the owners' income 23.1% 22.5% 21.0%
Median rent – $1,621 $1,413
Median year homes were built 1973 1959 1980
Vacant homes 16.9% 10.0% 10.1%
Population 310 19,852,366 334,922,499

What a typical home costs per month in Depauville

At this week's average 30-year rate of 7.11%, buying the median Depauville home of $167,500 with 20% down costs about $1,195 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,474, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $51,195 for the 20%-down payment.

20% down, 30-year conventional loan
Down payment$33,500
Loan amount$134,000
Principal and interest$901
Property taxes (1.60% a year)$223
Homeowners insurance (our estimate, 0.5% a year)$70
PMI$0
Total per month$1,195

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3.5% down, 30-year FHA loan
Down payment$5,862
Loan amount$164,466
Principal and interest$1,106
Property taxes (1.60% a year)$223
Homeowners insurance (our estimate, 0.5% a year)$70
FHA mortgage insurance$74
Total per month$1,474

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Questions about home buying in Depauville

What is the median home value in Depauville?

About $167,500 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Depauville?

Homeowners pay a median $2,675 a year, which is about 1.60% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Depauville?

For the median home with 20% down at 7.11%, the payment is about $1,195 a month. Keeping that under 28% of gross income takes about $51,195 a year.

More about Depauville

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data