The typical owner-occupied home in Calcium is worth about $203,400, 52% below the New York median of $423,800 and 39% below the national median of $332,700. Owners pay a median $3,281 a year in property taxes, about 1.61% of their home's value, close to the New York rate of 1.55%. The median household earns $57,668 a year, so the median home costs 3.5 times the median income (4.9 times for New York). 8% of occupied homes here are lived in by their owners, and 0% of those owners still have a mortgage.
Calcium at a glance
| Calcium | New York | U.S. | |
|---|---|---|---|
| Median home value | $203,400 | $423,800 | $332,700 |
| Median property tax paid per year | $3,281 | $6,582 | $3,119 |
| Property tax as a share of value | 1.61% | 1.55% | 0.94% |
| Median household income | $57,668 | $85,974 | $80,734 |
| Homes lived in by their owners | 8% | 54% | 65% |
| Owner homes with a mortgage | 0% | 58% | 61% |
| Median monthly costs, owners with a mortgage | – | $2,555 | $1,963 |
| Median rent | $1,347 | $1,621 | $1,413 |
| Rent as a share of renters' income | 29.9% | 31.2% | 30.6% |
| Median year homes were built | 1993 | 1959 | 1980 |
| Vacant homes | 10.2% | 10.0% | 10.1% |
| Population | 2,935 | 19,852,366 | 334,922,499 |
What a typical home costs per month in Calcium
At this week's average 30-year rate of 7.11%, buying the median Calcium home of $203,400 with 20% down costs about $1,452 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,791, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $62,241 for the 20%-down payment. That payment is 30% of the median Calcium household income of $57,668; at that income and 20% down, the 28% guideline points to a home of about $188,000.
The median rent here is $1,347 a month, so owning the median home costs about $105 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $40,680 |
|---|---|
| Loan amount | $162,720 |
| Principal and interest | $1,095 |
| Property taxes (1.61% a year) | $273 |
| Homeowners insurance (our estimate, 0.5% a year) | $85 |
| PMI | $0 |
| Total per month | $1,452 |
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| Down payment | $7,119 |
|---|---|
| Loan amount | $199,716 |
| Principal and interest | $1,344 |
| Property taxes (1.61% a year) | $273 |
| Homeowners insurance (our estimate, 0.5% a year) | $85 |
| FHA mortgage insurance | $90 |
| Total per month | $1,791 |
Change the numbers in the calculator
Questions about home buying in Calcium
What is the median home value in Calcium?
About $203,400 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Calcium?
Homeowners pay a median $3,281 a year, which is about 1.61% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Calcium?
For the median home with 20% down at 7.11%, the payment is about $1,452 a month. Keeping that under 28% of gross income takes about $62,241 a year.
More about Calcium
- Mortgage Refinance in Calcium
- Debt Relief in Calcium
- Home Equity Loans in Calcium
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data