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Buying a home in Brownville, New York

The typical owner-occupied home in Brownville is worth about $192,300, 55% below the New York median of $423,800 and 42% below the national median of $332,700. Owners pay a median $3,674 a year in property taxes, about 1.91% of their home's value, higher than the New York rate of 1.55%. The median household earns $101,563 a year, so the median home costs 1.9 times the median income (4.9 times for New York). 79% of occupied homes here are lived in by their owners, and 70% of those owners still have a mortgage.

Brownville at a glance

Brownville New York U.S.
Median home value $192,300 $423,800 $332,700
Median property tax paid per year $3,674 $6,582 $3,119
Property tax as a share of value 1.91% 1.55% 0.94%
Median household income $101,563 $85,974 $80,734
Homes lived in by their owners 79% 54% 65%
Owner homes with a mortgage 70% 58% 61%
Median monthly costs, owners with a mortgage $1,530 $2,555 $1,963
Those costs as a share of the owners' income 15.9% 22.5% 21.0%
Median rent $900 $1,621 $1,413
Rent as a share of renters' income 24.1% 31.2% 30.6%
Median year homes were built 1938 1959 1980
Vacant homes 14.2% 10.0% 10.1%
Population 700 19,852,366 334,922,499

What a typical home costs per month in Brownville

At this week's average 30-year rate of 7.11%, buying the median Brownville home of $192,300 with 20% down costs about $1,421 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,741, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $60,904 for the 20%-down payment. That payment is 17% of the median Brownville household income of $101,563; at that income and 20% down, the 28% guideline points to a home of about $321,000.

The median rent here is $900 a month, so owning the median home costs about $521 a month more than renting, before you count the equity you build and any tax benefits.

20% down, 30-year conventional loan
Down payment$38,460
Loan amount$153,840
Principal and interest$1,035
Property taxes (1.91% a year)$306
Homeowners insurance (our estimate, 0.5% a year)$80
PMI$0
Total per month$1,421

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3.5% down, 30-year FHA loan
Down payment$6,730
Loan amount$188,817
Principal and interest$1,270
Property taxes (1.91% a year)$306
Homeowners insurance (our estimate, 0.5% a year)$80
FHA mortgage insurance$85
Total per month$1,741

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Questions about home buying in Brownville

What is the median home value in Brownville?

About $192,300 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Brownville?

Homeowners pay a median $3,674 a year, which is about 1.91% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Brownville?

For the median home with 20% down at 7.11%, the payment is about $1,421 a month. Keeping that under 28% of gross income takes about $60,904 a year.

More about Brownville

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data