The typical owner-occupied home in Gretna is worth about $341,600, 43% above the Nebraska median of $238,600 and 3% above the national median of $332,700. Owners pay a median $6,260 a year in property taxes, about 1.83% of their home's value, higher than the Nebraska rate of 1.49%. The median household earns $123,992 a year, so the median home costs 2.8 times the median income (3.1 times for Nebraska). 75% of occupied homes here are lived in by their owners, and 77% of those owners still have a mortgage.
Gretna at a glance
| Gretna | Nebraska | U.S. | |
|---|---|---|---|
| Median home value | $341,600 | $238,600 | $332,700 |
| Median property tax paid per year | $6,260 | $3,549 | $3,119 |
| Property tax as a share of value | 1.83% | 1.49% | 0.94% |
| Median household income | $123,992 | $76,475 | $80,734 |
| Homes lived in by their owners | 75% | 67% | 65% |
| Owner homes with a mortgage | 77% | 58% | 61% |
| Median monthly costs, owners with a mortgage | $2,163 | $1,736 | $1,963 |
| Those costs as a share of the owners' income | 17.4% | 19.5% | 21.0% |
| Median rent | $1,540 | $1,072 | $1,413 |
| Rent as a share of renters' income | 38.3% | 27.9% | 30.6% |
| Median year homes were built | 2002 | 1975 | 1980 |
| Vacant homes | 2.4% | 7.6% | 10.1% |
| Population | 9,193 | 1,978,707 | 334,922,499 |
What a typical home costs per month in Gretna
At this week's average 30-year rate of 7.11%, buying the median Gretna home of $341,600 with 20% down costs about $2,502 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $3,071, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $107,213 for the 20%-down payment. That payment is 24% of the median Gretna household income of $123,992; at that income and 20% down, the 28% guideline points to a home of about $395,000.
The median rent here is $1,540 a month, so owning the median home costs about $962 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $68,320 |
|---|---|
| Loan amount | $273,280 |
| Principal and interest | $1,838 |
| Property taxes (1.83% a year) | $521 |
| Homeowners insurance (our estimate, 0.5% a year) | $142 |
| PMI | $0 |
| Total per month | $2,502 |
Change the numbers in the calculator
| Down payment | $11,956 |
|---|---|
| Loan amount | $335,413 |
| Principal and interest | $2,256 |
| Property taxes (1.83% a year) | $521 |
| Homeowners insurance (our estimate, 0.5% a year) | $142 |
| FHA mortgage insurance | $151 |
| Total per month | $3,071 |
Change the numbers in the calculator
Questions about home buying in Gretna
What is the median home value in Gretna?
About $341,600 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Gretna?
Homeowners pay a median $6,260 a year, which is about 1.83% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Gretna?
For the median home with 20% down at 7.11%, the payment is about $2,502 a month. Keeping that under 28% of gross income takes about $107,213 a year.
More about Gretna
- Mortgage Refinance in Gretna
- Debt Relief in Gretna
- Home Equity Loans in Gretna
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data