The typical owner-occupied home in Danbury is worth about $103,100, 57% below the Nebraska median of $238,600 and 69% below the national median of $332,700. The median household earns $47,000 a year, so the median home costs 2.2 times the median income (3.1 times for Nebraska). 76% of occupied homes here are lived in by their owners, and 17% of those owners still have a mortgage.
Danbury at a glance
| Danbury | Nebraska | U.S. | |
|---|---|---|---|
| Median home value | $103,100 | $238,600 | $332,700 |
| Median property tax paid per year | – | $3,549 | $3,119 |
| Median household income | $47,000 | $76,475 | $80,734 |
| Homes lived in by their owners | 76% | 67% | 65% |
| Owner homes with a mortgage | 17% | 58% | 61% |
| Median monthly costs, owners with a mortgage | $725 | $1,736 | $1,963 |
| Those costs as a share of the owners' income | 9.0% | 19.5% | 21.0% |
| Median rent | – | $1,072 | $1,413 |
| Median year homes were built | 1955 | 1975 | 1980 |
| Vacant homes | 34.5% | 7.6% | 10.1% |
| Population | 70 | 1,978,707 | 334,922,499 |
What a typical home costs per month in Danbury
At this week's average 30-year rate of 7.11%, buying the median Danbury home of $103,100 with 20% down costs about $692 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $864, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $29,671 for the 20%-down payment. That payment is 18% of the median Danbury household income of $47,000; at that income and 20% down, the 28% guideline points to a home of about $163,000.
| Down payment | $20,620 |
|---|---|
| Loan amount | $82,480 |
| Principal and interest | $555 |
| Property taxes (1.10% a year) | $95 |
| Homeowners insurance (our estimate, 0.5% a year) | $43 |
| PMI | $0 |
| Total per month | $692 |
Change the numbers in the calculator
| Down payment | $3,608 |
|---|---|
| Loan amount | $101,233 |
| Principal and interest | $681 |
| Property taxes (1.10% a year) | $95 |
| Homeowners insurance (our estimate, 0.5% a year) | $43 |
| FHA mortgage insurance | $46 |
| Total per month | $864 |
Change the numbers in the calculator
Questions about home buying in Danbury
What is the median home value in Danbury?
About $103,100 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
What income do you need to buy a home in Danbury?
For the median home with 20% down at 7.11%, the payment is about $692 a month. Keeping that under 28% of gross income takes about $29,671 a year.
More about Danbury
- Mortgage Refinance in Danbury
- Debt Relief in Danbury
- Home Equity Loans in Danbury
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data