Home / Home Buying by state / Nebraska / Pawnee County / Du Bois

Buying a home in Du Bois, Nebraska

The typical owner-occupied home in Du Bois is worth about $55,000, 77% below the Nebraska median of $238,600 and 83% below the national median of $332,700. Owners pay a median $691 a year in property taxes, about 1.26% of their home's value, lower than the Nebraska rate of 1.49%. 74% of occupied homes here are lived in by their owners, and 36% of those owners still have a mortgage.

Du Bois at a glance

Du Bois Nebraska U.S.
Median home value $55,000 $238,600 $332,700
Median property tax paid per year $691 $3,549 $3,119
Property tax as a share of value 1.26% 1.49% 0.94%
Median household income – $76,475 $80,734
Homes lived in by their owners 74% 67% 65%
Owner homes with a mortgage 36% 58% 61%
Median monthly costs, owners with a mortgage $1,143 $1,736 $1,963
Those costs as a share of the owners' income 16.7% 19.5% 21.0%
Median rent $908 $1,072 $1,413
Rent as a share of renters' income 16.3% 27.9% 30.6%
Median year homes were built 1938 1975 1980
Vacant homes 17.1% 7.6% 10.1%
Population 145 1,978,707 334,922,499

What a typical home costs per month in Du Bois

At this week's average 30-year rate of 7.11%, buying the median Du Bois home of $55,000 with 20% down costs about $377 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $468, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $16,143 for the 20%-down payment.

The median rent here is $908 a month, a little more than the monthly cost of owning the median home with 20% down.

20% down, 30-year conventional loan
Down payment$11,000
Loan amount$44,000
Principal and interest$296
Property taxes (1.26% a year)$58
Homeowners insurance (our estimate, 0.5% a year)$23
PMI$0
Total per month$377

Change the numbers in the calculator

3.5% down, 30-year FHA loan
Down payment$1,925
Loan amount$54,004
Principal and interest$363
Property taxes (1.26% a year)$58
Homeowners insurance (our estimate, 0.5% a year)$23
FHA mortgage insurance$24
Total per month$468

Change the numbers in the calculator

Questions about home buying in Du Bois

What is the median home value in Du Bois?

About $55,000 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Du Bois?

Homeowners pay a median $691 a year, which is about 1.26% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Du Bois?

For the median home with 20% down at 7.11%, the payment is about $377 a month. Keeping that under 28% of gross income takes about $16,143 a year.

More about Du Bois

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data