The typical owner-occupied home in Du Bois is worth about $55,000, 77% below the Nebraska median of $238,600 and 83% below the national median of $332,700. Owners pay a median $691 a year in property taxes, about 1.26% of their home's value, lower than the Nebraska rate of 1.49%. 74% of occupied homes here are lived in by their owners, and 36% of those owners still have a mortgage.
Du Bois at a glance
| Du Bois | Nebraska | U.S. | |
|---|---|---|---|
| Median home value | $55,000 | $238,600 | $332,700 |
| Median property tax paid per year | $691 | $3,549 | $3,119 |
| Property tax as a share of value | 1.26% | 1.49% | 0.94% |
| Median household income | – | $76,475 | $80,734 |
| Homes lived in by their owners | 74% | 67% | 65% |
| Owner homes with a mortgage | 36% | 58% | 61% |
| Median monthly costs, owners with a mortgage | $1,143 | $1,736 | $1,963 |
| Those costs as a share of the owners' income | 16.7% | 19.5% | 21.0% |
| Median rent | $908 | $1,072 | $1,413 |
| Rent as a share of renters' income | 16.3% | 27.9% | 30.6% |
| Median year homes were built | 1938 | 1975 | 1980 |
| Vacant homes | 17.1% | 7.6% | 10.1% |
| Population | 145 | 1,978,707 | 334,922,499 |
What a typical home costs per month in Du Bois
At this week's average 30-year rate of 7.11%, buying the median Du Bois home of $55,000 with 20% down costs about $377 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $468, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $16,143 for the 20%-down payment.
The median rent here is $908 a month, a little more than the monthly cost of owning the median home with 20% down.
| Down payment | $11,000 |
|---|---|
| Loan amount | $44,000 |
| Principal and interest | $296 |
| Property taxes (1.26% a year) | $58 |
| Homeowners insurance (our estimate, 0.5% a year) | $23 |
| PMI | $0 |
| Total per month | $377 |
Change the numbers in the calculator
| Down payment | $1,925 |
|---|---|
| Loan amount | $54,004 |
| Principal and interest | $363 |
| Property taxes (1.26% a year) | $58 |
| Homeowners insurance (our estimate, 0.5% a year) | $23 |
| FHA mortgage insurance | $24 |
| Total per month | $468 |
Change the numbers in the calculator
Questions about home buying in Du Bois
What is the median home value in Du Bois?
About $55,000 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Du Bois?
Homeowners pay a median $691 a year, which is about 1.26% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Du Bois?
For the median home with 20% down at 7.11%, the payment is about $377 a month. Keeping that under 28% of gross income takes about $16,143 a year.
More about Du Bois
- Mortgage Refinance in Du Bois
- Debt Relief in Du Bois
- Home Equity Loans in Du Bois
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data
