The typical owner-occupied home in Winnetoon is worth about $44,600, 81% below the Nebraska median of $238,600 and 87% below the national median of $332,700. The median household earns $82,500 a year, so the median home costs 0.5 times the median income (3.1 times for Nebraska). 92% of occupied homes here are lived in by their owners, and 25% of those owners still have a mortgage.
Winnetoon at a glance
| Winnetoon | Nebraska | U.S. | |
|---|---|---|---|
| Median home value | $44,600 | $238,600 | $332,700 |
| Median property tax paid per year | – | $3,549 | $3,119 |
| Median household income | $82,500 | $76,475 | $80,734 |
| Homes lived in by their owners | 92% | 67% | 65% |
| Owner homes with a mortgage | 25% | 58% | 61% |
| Median monthly costs, owners with a mortgage | – | $1,736 | $1,963 |
| Those costs as a share of the owners' income | 18.3% | 19.5% | 21.0% |
| Median rent | – | $1,072 | $1,413 |
| Median year homes were built | 1938 | 1975 | 1980 |
| Vacant homes | 13.3% | 7.6% | 10.1% |
| Population | 68 | 1,978,707 | 334,922,499 |
What a typical home costs per month in Winnetoon
At this week's average 30-year rate of 7.11%, buying the median Winnetoon home of $44,600 with 20% down costs about $299 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $374, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $12,835 for the 20%-down payment. That payment is 4% of the median Winnetoon household income of $82,500; at that income and 20% down, the 28% guideline points to a home of about $287,000.
| Down payment | $8,920 |
|---|---|
| Loan amount | $35,680 |
| Principal and interest | $240 |
| Property taxes (1.10% a year) | $41 |
| Homeowners insurance (our estimate, 0.5% a year) | $19 |
| PMI | $0 |
| Total per month | $299 |
Change the numbers in the calculator
| Down payment | $1,561 |
|---|---|
| Loan amount | $43,792 |
| Principal and interest | $295 |
| Property taxes (1.10% a year) | $41 |
| Homeowners insurance (our estimate, 0.5% a year) | $19 |
| FHA mortgage insurance | $20 |
| Total per month | $374 |
Change the numbers in the calculator
Questions about home buying in Winnetoon
What is the median home value in Winnetoon?
About $44,600 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
What income do you need to buy a home in Winnetoon?
For the median home with 20% down at 7.11%, the payment is about $299 a month. Keeping that under 28% of gross income takes about $12,835 a year.
More about Winnetoon
- Mortgage Refinance in Winnetoon
- Debt Relief in Winnetoon
- Home Equity Loans in Winnetoon
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data