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Buying a home in Dix, Nebraska

The typical owner-occupied home in Dix is worth about $105,000, 56% below the Nebraska median of $238,600 and 68% below the national median of $332,700. Owners pay a median $1,705 a year in property taxes, about 1.62% of their home's value, higher than the Nebraska rate of 1.49%. The median household earns $52,500 a year, so the median home costs 2.0 times the median income (3.1 times for Nebraska). 84% of occupied homes here are lived in by their owners, and 57% of those owners still have a mortgage.

Dix at a glance

Dix Nebraska U.S.
Median home value $105,000 $238,600 $332,700
Median property tax paid per year $1,705 $3,549 $3,119
Property tax as a share of value 1.62% 1.49% 0.94%
Median household income $52,500 $76,475 $80,734
Homes lived in by their owners 84% 67% 65%
Owner homes with a mortgage 57% 58% 61%
Median monthly costs, owners with a mortgage $1,320 $1,736 $1,963
Those costs as a share of the owners' income 21.9% 19.5% 21.0%
Median rent – $1,072 $1,413
Median year homes were built 1950 1975 1980
Vacant homes 17.3% 7.6% 10.1%
Population 224 1,978,707 334,922,499

What a typical home costs per month in Dix

At this week's average 30-year rate of 7.11%, buying the median Dix home of $105,000 with 20% down costs about $751 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $925, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $32,167 for the 20%-down payment. That payment is 17% of the median Dix household income of $52,500; at that income and 20% down, the 28% guideline points to a home of about $171,000.

20% down, 30-year conventional loan
Down payment$21,000
Loan amount$84,000
Principal and interest$565
Property taxes (1.62% a year)$142
Homeowners insurance (our estimate, 0.5% a year)$44
PMI$0
Total per month$751

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3.5% down, 30-year FHA loan
Down payment$3,675
Loan amount$103,098
Principal and interest$694
Property taxes (1.62% a year)$142
Homeowners insurance (our estimate, 0.5% a year)$44
FHA mortgage insurance$46
Total per month$925

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Questions about home buying in Dix

What is the median home value in Dix?

About $105,000 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Dix?

Homeowners pay a median $1,705 a year, which is about 1.62% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Dix?

For the median home with 20% down at 7.11%, the payment is about $751 a month. Keeping that under 28% of gross income takes about $32,167 a year.

More about Dix

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data