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Buying a home in Inman, Nebraska

The typical owner-occupied home in Inman is worth about $45,300, 81% below the Nebraska median of $238,600 and 86% below the national median of $332,700. Owners pay a median $487 a year in property taxes, about 1.08% of their home's value, lower than the Nebraska rate of 1.49%. The median household earns $71,250 a year, so the median home costs 0.6 times the median income (3.1 times for Nebraska). 93% of occupied homes here are lived in by their owners, and 23% of those owners still have a mortgage.

Inman at a glance

Inman Nebraska U.S.
Median home value $45,300 $238,600 $332,700
Median property tax paid per year $487 $3,549 $3,119
Property tax as a share of value 1.08% 1.49% 0.94%
Median household income $71,250 $76,475 $80,734
Homes lived in by their owners 93% 67% 65%
Owner homes with a mortgage 23% 58% 61%
Median monthly costs, owners with a mortgage $720 $1,736 $1,963
Those costs as a share of the owners' income 21.0% 19.5% 21.0%
Median rent $775 $1,072 $1,413
Rent as a share of renters' income 10.0% 27.9% 30.6%
Median year homes were built 1938 1975 1980
Vacant homes 24.0% 7.6% 10.1%
Population 153 1,978,707 334,922,499

What a typical home costs per month in Inman

At this week's average 30-year rate of 7.11%, buying the median Inman home of $45,300 with 20% down costs about $303 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $379, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $13,005 for the 20%-down payment. That payment is 5% of the median Inman household income of $71,250; at that income and 20% down, the 28% guideline points to a home of about $248,000.

The median rent here is $775 a month, a little more than the monthly cost of owning the median home with 20% down.

20% down, 30-year conventional loan
Down payment$9,060
Loan amount$36,240
Principal and interest$244
Property taxes (1.08% a year)$41
Homeowners insurance (our estimate, 0.5% a year)$19
PMI$0
Total per month$303

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3.5% down, 30-year FHA loan
Down payment$1,586
Loan amount$44,480
Principal and interest$299
Property taxes (1.08% a year)$41
Homeowners insurance (our estimate, 0.5% a year)$19
FHA mortgage insurance$20
Total per month$379

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Questions about home buying in Inman

What is the median home value in Inman?

About $45,300 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Inman?

Homeowners pay a median $487 a year, which is about 1.08% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Inman?

For the median home with 20% down at 7.11%, the payment is about $303 a month. Keeping that under 28% of gross income takes about $13,005 a year.

More about Inman

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data