The typical owner-occupied home in Stamford is worth about $49,300, 79% below the Nebraska median of $238,600 and 85% below the national median of $332,700. Owners pay a median $581 a year in property taxes, about 1.18% of their home's value, lower than the Nebraska rate of 1.49%. The median household earns $29,519 a year, so the median home costs 1.7 times the median income (3.1 times for Nebraska). 86% of occupied homes here are lived in by their owners, and 36% of those owners still have a mortgage.
Stamford at a glance
| Stamford | Nebraska | U.S. | |
|---|---|---|---|
| Median home value | $49,300 | $238,600 | $332,700 |
| Median property tax paid per year | $581 | $3,549 | $3,119 |
| Property tax as a share of value | 1.18% | 1.49% | 0.94% |
| Median household income | $29,519 | $76,475 | $80,734 |
| Homes lived in by their owners | 86% | 67% | 65% |
| Owner homes with a mortgage | 36% | 58% | 61% |
| Median monthly costs, owners with a mortgage | $906 | $1,736 | $1,963 |
| Those costs as a share of the owners' income | 36.1% | 19.5% | 21.0% |
| Median rent | – | $1,072 | $1,413 |
| Median year homes were built | 1938 | 1975 | 1980 |
| Vacant homes | 9.0% | 7.6% | 10.1% |
| Population | 178 | 1,978,707 | 334,922,499 |
What a typical home costs per month in Stamford
At this week's average 30-year rate of 7.11%, buying the median Stamford home of $49,300 with 20% down costs about $334 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $416, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $14,329 for the 20%-down payment. That payment is 14% of the median Stamford household income of $29,519; at that income and 20% down, the 28% guideline points to a home of about $102,000.
| Down payment | $9,860 |
|---|---|
| Loan amount | $39,440 |
| Principal and interest | $265 |
| Property taxes (1.18% a year) | $48 |
| Homeowners insurance (our estimate, 0.5% a year) | $21 |
| PMI | $0 |
| Total per month | $334 |
Change the numbers in the calculator
| Down payment | $1,726 |
|---|---|
| Loan amount | $48,407 |
| Principal and interest | $326 |
| Property taxes (1.18% a year) | $48 |
| Homeowners insurance (our estimate, 0.5% a year) | $21 |
| FHA mortgage insurance | $22 |
| Total per month | $416 |
Change the numbers in the calculator
Questions about home buying in Stamford
What is the median home value in Stamford?
About $49,300 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Stamford?
Homeowners pay a median $581 a year, which is about 1.18% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Stamford?
For the median home with 20% down at 7.11%, the payment is about $334 a month. Keeping that under 28% of gross income takes about $14,329 a year.
More about Stamford
- Mortgage Refinance in Stamford
- Debt Relief in Stamford
- Home Equity Loans in Stamford
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data