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Buying a home in Eagle, Nebraska

The typical owner-occupied home in Eagle is worth about $172,800, 28% below the Nebraska median of $238,600 and 48% below the national median of $332,700. Owners pay a median $3,028 a year in property taxes, about 1.75% of their home's value, higher than the Nebraska rate of 1.49%. The median household earns $76,875 a year, so the median home costs 2.2 times the median income (3.1 times for Nebraska). 96% of occupied homes here are lived in by their owners, and 74% of those owners still have a mortgage.

Eagle at a glance

Eagle Nebraska U.S.
Median home value $172,800 $238,600 $332,700
Median property tax paid per year $3,028 $3,549 $3,119
Property tax as a share of value 1.75% 1.49% 0.94%
Median household income $76,875 $76,475 $80,734
Homes lived in by their owners 96% 67% 65%
Owner homes with a mortgage 74% 58% 61%
Median monthly costs, owners with a mortgage $1,431 $1,736 $1,963
Those costs as a share of the owners' income 23.3% 19.5% 21.0%
Median rent $1,104 $1,072 $1,413
Rent as a share of renters' income 22.5% 27.9% 30.6%
Median year homes were built 1982 1975 1980
Vacant homes 3.6% 7.6% 10.1%
Population 1,259 1,978,707 334,922,499

What a typical home costs per month in Eagle

At this week's average 30-year rate of 7.11%, buying the median Eagle home of $172,800 with 20% down costs about $1,254 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,542, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $53,741 for the 20%-down payment. That payment is 20% of the median Eagle household income of $76,875; at that income and 20% down, the 28% guideline points to a home of about $247,000.

The median rent here is $1,104 a month, so owning the median home costs about $150 a month more than renting, before you count the equity you build and any tax benefits.

20% down, 30-year conventional loan
Down payment$34,560
Loan amount$138,240
Principal and interest$930
Property taxes (1.75% a year)$252
Homeowners insurance (our estimate, 0.5% a year)$72
PMI$0
Total per month$1,254

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3.5% down, 30-year FHA loan
Down payment$6,048
Loan amount$169,670
Principal and interest$1,141
Property taxes (1.75% a year)$252
Homeowners insurance (our estimate, 0.5% a year)$72
FHA mortgage insurance$76
Total per month$1,542

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Questions about home buying in Eagle

What is the median home value in Eagle?

About $172,800 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Eagle?

Homeowners pay a median $3,028 a year, which is about 1.75% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Eagle?

For the median home with 20% down at 7.11%, the payment is about $1,254 a month. Keeping that under 28% of gross income takes about $53,741 a year.

More about Eagle

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data