The typical owner-occupied home in Saint Edward is worth about $102,100, 57% below the Nebraska median of $238,600 and 69% below the national median of $332,700. Owners pay a median $1,132 a year in property taxes, about 1.11% of their home's value, lower than the Nebraska rate of 1.49%. The median household earns $53,587 a year, so the median home costs 1.9 times the median income (3.1 times for Nebraska). 82% of occupied homes here are lived in by their owners, and 39% of those owners still have a mortgage.
Saint Edward at a glance
| Saint Edward | Nebraska | U.S. | |
|---|---|---|---|
| Median home value | $102,100 | $238,600 | $332,700 |
| Median property tax paid per year | $1,132 | $3,549 | $3,119 |
| Property tax as a share of value | 1.11% | 1.49% | 0.94% |
| Median household income | $53,587 | $76,475 | $80,734 |
| Homes lived in by their owners | 82% | 67% | 65% |
| Owner homes with a mortgage | 39% | 58% | 61% |
| Median monthly costs, owners with a mortgage | $1,188 | $1,736 | $1,963 |
| Those costs as a share of the owners' income | 20.6% | 19.5% | 21.0% |
| Median rent | $914 | $1,072 | $1,413 |
| Rent as a share of renters' income | 20.0% | 27.9% | 30.6% |
| Median year homes were built | 1948 | 1975 | 1980 |
| Vacant homes | 12.2% | 7.6% | 10.1% |
| Population | 588 | 1,978,707 | 334,922,499 |
What a typical home costs per month in Saint Edward
At this week's average 30-year rate of 7.11%, buying the median Saint Edward home of $102,100 with 20% down costs about $686 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $857, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $29,419 for the 20%-down payment. That payment is 15% of the median Saint Edward household income of $53,587; at that income and 20% down, the 28% guideline points to a home of about $186,000.
The median rent here is $914 a month, a little more than the monthly cost of owning the median home with 20% down.
| Down payment | $20,420 |
|---|---|
| Loan amount | $81,680 |
| Principal and interest | $549 |
| Property taxes (1.11% a year) | $94 |
| Homeowners insurance (our estimate, 0.5% a year) | $43 |
| PMI | $0 |
| Total per month | $686 |
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| Down payment | $3,574 |
|---|---|
| Loan amount | $100,251 |
| Principal and interest | $674 |
| Property taxes (1.11% a year) | $94 |
| Homeowners insurance (our estimate, 0.5% a year) | $43 |
| FHA mortgage insurance | $45 |
| Total per month | $857 |
Change the numbers in the calculator
Questions about home buying in Saint Edward
What is the median home value in Saint Edward?
About $102,100 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Saint Edward?
Homeowners pay a median $1,132 a year, which is about 1.11% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Saint Edward?
For the median home with 20% down at 7.11%, the payment is about $686 a month. Keeping that under 28% of gross income takes about $29,419 a year.
More about Saint Edward
- Mortgage Refinance in Saint Edward
- Debt Relief in Saint Edward
- Home Equity Loans in Saint Edward
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data