The typical owner-occupied home in Brewster is worth about $188,300, 21% below the Nebraska median of $238,600 and 43% below the national median of $332,700. The median household earns $26,094 a year, so the median home costs 7.2 times the median income (3.1 times for Nebraska). 79% of occupied homes here are lived in by their owners, and 84% of those owners still have a mortgage.
Brewster at a glance
| Brewster | Nebraska | U.S. | |
|---|---|---|---|
| Median home value | $188,300 | $238,600 | $332,700 |
| Median property tax paid per year | – | $3,549 | $3,119 |
| Median household income | $26,094 | $76,475 | $80,734 |
| Homes lived in by their owners | 79% | 67% | 65% |
| Owner homes with a mortgage | 84% | 58% | 61% |
| Median monthly costs, owners with a mortgage | – | $1,736 | $1,963 |
| Median rent | – | $1,072 | $1,413 |
| Median year homes were built | 1978 | 1975 | 1980 |
| Vacant homes | 27.3% | 7.6% | 10.1% |
| Population | 33 | 1,978,707 | 334,922,499 |
What a typical home costs per month in Brewster
At this week's average 30-year rate of 7.11%, buying the median Brewster home of $188,300 with 20% down costs about $1,264 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,578, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $54,190 for the 20%-down payment. That payment is 58% of the median Brewster household income of $26,094; at that income and 20% down, the 28% guideline points to a home of about $91,000.
| Down payment | $37,660 |
|---|---|
| Loan amount | $150,640 |
| Principal and interest | $1,013 |
| Property taxes (1.10% a year) | $173 |
| Homeowners insurance (our estimate, 0.5% a year) | $78 |
| PMI | $0 |
| Total per month | $1,264 |
Change the numbers in the calculator
| Down payment | $6,590 |
|---|---|
| Loan amount | $184,889 |
| Principal and interest | $1,244 |
| Property taxes (1.10% a year) | $173 |
| Homeowners insurance (our estimate, 0.5% a year) | $78 |
| FHA mortgage insurance | $83 |
| Total per month | $1,578 |
Change the numbers in the calculator
Questions about home buying in Brewster
What is the median home value in Brewster?
About $188,300 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
What income do you need to buy a home in Brewster?
For the median home with 20% down at 7.11%, the payment is about $1,264 a month. Keeping that under 28% of gross income takes about $54,190 a year.
More about Brewster
- Mortgage Refinance in Brewster
- Debt Relief in Brewster
- Home Equity Loans in Brewster
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data