The typical owner-occupied home in Pioneer is worth about $49,500, 77% below the Louisiana median of $216,500 and 85% below the national median of $332,700. The median household earns $82,930 a year, so the median home costs 0.6 times the median income (3.6 times for Louisiana). 35% of occupied homes here are lived in by their owners, and 40% of those owners still have a mortgage.
Pioneer at a glance
| Pioneer | Louisiana | U.S. | |
|---|---|---|---|
| Median home value | $49,500 | $216,500 | $332,700 |
| Median property tax paid per year | – | $1,180 | $3,119 |
| Median household income | $82,930 | $60,756 | $80,734 |
| Homes lived in by their owners | 35% | 67% | 65% |
| Owner homes with a mortgage | 40% | 52% | 61% |
| Median monthly costs, owners with a mortgage | $744 | $1,604 | $1,963 |
| Those costs as a share of the owners' income | 16.3% | 20.4% | 21.0% |
| Median rent | $844 | $1,064 | $1,413 |
| Rent as a share of renters' income | 12.8% | 32.8% | 30.6% |
| Median year homes were built | 1988 | 1983 | 1980 |
| Vacant homes | 10.2% | 14.4% | 10.1% |
| Population | 487 | 4,611,961 | 334,922,499 |
What a typical home costs per month in Pioneer
At this week's average 30-year rate of 7.11%, buying the median Pioneer home of $49,500 with 20% down costs about $332 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $415, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $14,245 for the 20%-down payment. That payment is 5% of the median Pioneer household income of $82,930; at that income and 20% down, the 28% guideline points to a home of about $288,000.
The median rent here is $844 a month, a little more than the monthly cost of owning the median home with 20% down.
| Down payment | $9,900 |
|---|---|
| Loan amount | $39,600 |
| Principal and interest | $266 |
| Property taxes (1.10% a year) | $45 |
| Homeowners insurance (our estimate, 0.5% a year) | $21 |
| PMI | $0 |
| Total per month | $332 |
Change the numbers in the calculator
| Down payment | $1,732 |
|---|---|
| Loan amount | $48,603 |
| Principal and interest | $327 |
| Property taxes (1.10% a year) | $45 |
| Homeowners insurance (our estimate, 0.5% a year) | $21 |
| FHA mortgage insurance | $22 |
| Total per month | $415 |
Change the numbers in the calculator
Questions about home buying in Pioneer
What is the median home value in Pioneer?
About $49,500 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
What income do you need to buy a home in Pioneer?
For the median home with 20% down at 7.11%, the payment is about $332 a month. Keeping that under 28% of gross income takes about $14,245 a year.
More about Pioneer
- Mortgage Refinance in Pioneer
- Debt Relief in Pioneer
- Home Equity Loans in Pioneer
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data