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Buying a home in Rosepine, Louisiana

The typical owner-occupied home in Rosepine is worth about $172,600, 20% below the Louisiana median of $216,500 and 48% below the national median of $332,700. Owners pay a median $1,875 a year in property taxes, about 1.09% of their home's value, higher than the Louisiana rate of 0.55%. The median household earns $60,625 a year, so the median home costs 2.8 times the median income (3.6 times for Louisiana). 62% of occupied homes here are lived in by their owners, and 68% of those owners still have a mortgage.

Rosepine at a glance

Rosepine Louisiana U.S.
Median home value $172,600 $216,500 $332,700
Median property tax paid per year $1,875 $1,180 $3,119
Property tax as a share of value 1.09% 0.55% 0.94%
Median household income $60,625 $60,756 $80,734
Homes lived in by their owners 62% 67% 65%
Owner homes with a mortgage 68% 52% 61%
Median monthly costs, owners with a mortgage $1,408 $1,604 $1,963
Those costs as a share of the owners' income 18.1% 20.4% 21.0%
Median rent $763 $1,064 $1,413
Rent as a share of renters' income 23.4% 32.8% 30.6%
Median year homes were built 1993 1983 1980
Vacant homes 20.3% 14.4% 10.1%
Population 1,702 4,611,961 334,922,499

What a typical home costs per month in Rosepine

At this week's average 30-year rate of 7.11%, buying the median Rosepine home of $172,600 with 20% down costs about $1,158 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,445, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $49,610 for the 20%-down payment. That payment is 23% of the median Rosepine household income of $60,625; at that income and 20% down, the 28% guideline points to a home of about $211,000.

The median rent here is $763 a month, so owning the median home costs about $395 a month more than renting, before you count the equity you build and any tax benefits.

20% down, 30-year conventional loan
Down payment$34,520
Loan amount$138,080
Principal and interest$929
Property taxes (1.09% a year)$157
Homeowners insurance (our estimate, 0.5% a year)$72
PMI$0
Total per month$1,158

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3.5% down, 30-year FHA loan
Down payment$6,041
Loan amount$169,474
Principal and interest$1,140
Property taxes (1.09% a year)$157
Homeowners insurance (our estimate, 0.5% a year)$72
FHA mortgage insurance$76
Total per month$1,445

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Questions about home buying in Rosepine

What is the median home value in Rosepine?

About $172,600 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Rosepine?

Homeowners pay a median $1,875 a year, which is about 1.09% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Rosepine?

For the median home with 20% down at 7.11%, the payment is about $1,158 a month. Keeping that under 28% of gross income takes about $49,610 a year.

More about Rosepine

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data