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Buying a home in Dulac, Louisiana

The typical owner-occupied home in Dulac is worth about $106,500, 51% below the Louisiana median of $216,500 and 68% below the national median of $332,700. Owners pay a median $313 a year in property taxes, about 0.29% of their home's value, lower than the Louisiana rate of 0.55%. The median household earns $38,750 a year, so the median home costs 2.7 times the median income (3.6 times for Louisiana). 83% of occupied homes here are lived in by their owners, and 9% of those owners still have a mortgage.

Dulac at a glance

Dulac Louisiana U.S.
Median home value $106,500 $216,500 $332,700
Median property tax paid per year $313 $1,180 $3,119
Property tax as a share of value 0.29% 0.55% 0.94%
Median household income $38,750 $60,756 $80,734
Homes lived in by their owners 83% 67% 65%
Owner homes with a mortgage 9% 52% 61%
Median monthly costs, owners with a mortgage $1,292 $1,604 $1,963
Those costs as a share of the owners' income 19.4% 20.4% 21.0%
Median rent $585 $1,064 $1,413
Rent as a share of renters' income 28.1% 32.8% 30.6%
Median year homes were built 1990 1983 1980
Vacant homes 49.8% 14.4% 10.1%
Population 517 4,611,961 334,922,499

What a typical home costs per month in Dulac

At this week's average 30-year rate of 7.11%, buying the median Dulac home of $106,500 with 20% down costs about $643 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $821, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $27,568 for the 20%-down payment. That payment is 20% of the median Dulac household income of $38,750; at that income and 20% down, the 28% guideline points to a home of about $150,000.

The median rent here is $585 a month, so owning the median home costs about $58 a month more than renting, before you count the equity you build and any tax benefits.

20% down, 30-year conventional loan
Down payment$21,300
Loan amount$85,200
Principal and interest$573
Property taxes (0.29% a year)$26
Homeowners insurance (our estimate, 0.5% a year)$44
PMI$0
Total per month$643

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3.5% down, 30-year FHA loan
Down payment$3,728
Loan amount$104,571
Principal and interest$703
Property taxes (0.29% a year)$26
Homeowners insurance (our estimate, 0.5% a year)$44
FHA mortgage insurance$47
Total per month$821

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Questions about home buying in Dulac

What is the median home value in Dulac?

About $106,500 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Dulac?

Homeowners pay a median $313 a year, which is about 0.29% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Dulac?

For the median home with 20% down at 7.11%, the payment is about $643 a month. Keeping that under 28% of gross income takes about $27,568 a year.

More about Dulac

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data