The typical owner-occupied home in Edgard is worth about $182,900, 16% below the Louisiana median of $216,500 and 45% below the national median of $332,700. The median household earns $68,953 a year, so the median home costs 2.7 times the median income (3.6 times for Louisiana). 98% of occupied homes here are lived in by their owners, and 36% of those owners still have a mortgage.
Edgard at a glance
| Edgard | Louisiana | U.S. | |
|---|---|---|---|
| Median home value | $182,900 | $216,500 | $332,700 |
| Median property tax paid per year | – | $1,180 | $3,119 |
| Median household income | $68,953 | $60,756 | $80,734 |
| Homes lived in by their owners | 98% | 67% | 65% |
| Owner homes with a mortgage | 36% | 52% | 61% |
| Median monthly costs, owners with a mortgage | $1,491 | $1,604 | $1,963 |
| Those costs as a share of the owners' income | 21.7% | 20.4% | 21.0% |
| Median rent | – | $1,064 | $1,413 |
| Median year homes were built | 1985 | 1983 | 1980 |
| Vacant homes | 29.7% | 14.4% | 10.1% |
| Population | 1,482 | 4,611,961 | 334,922,499 |
What a typical home costs per month in Edgard
At this week's average 30-year rate of 7.11%, buying the median Edgard home of $182,900 with 20% down costs about $1,228 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,533, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $52,636 for the 20%-down payment. That payment is 21% of the median Edgard household income of $68,953; at that income and 20% down, the 28% guideline points to a home of about $240,000.
| Down payment | $36,580 |
|---|---|
| Loan amount | $146,320 |
| Principal and interest | $984 |
| Property taxes (1.10% a year) | $168 |
| Homeowners insurance (our estimate, 0.5% a year) | $76 |
| PMI | $0 |
| Total per month | $1,228 |
Change the numbers in the calculator
| Down payment | $6,402 |
|---|---|
| Loan amount | $179,587 |
| Principal and interest | $1,208 |
| Property taxes (1.10% a year) | $168 |
| Homeowners insurance (our estimate, 0.5% a year) | $76 |
| FHA mortgage insurance | $81 |
| Total per month | $1,533 |
Change the numbers in the calculator
Questions about home buying in Edgard
What is the median home value in Edgard?
About $182,900 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
What income do you need to buy a home in Edgard?
For the median home with 20% down at 7.11%, the payment is about $1,228 a month. Keeping that under 28% of gross income takes about $52,636 a year.
More about Edgard
- Mortgage Refinance in Edgard
- Debt Relief in Edgard
- Home Equity Loans in Edgard
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data