The typical owner-occupied home in New Sarpy is worth about $95,700, 56% below the Louisiana median of $216,500 and 71% below the national median of $332,700. The median household earns $51,989 a year, so the median home costs 1.8 times the median income (3.6 times for Louisiana). 60% of occupied homes here are lived in by their owners, and 31% of those owners still have a mortgage.
New Sarpy at a glance
| New Sarpy | Louisiana | U.S. | |
|---|---|---|---|
| Median home value | $95,700 | $216,500 | $332,700 |
| Median property tax paid per year | – | $1,180 | $3,119 |
| Median household income | $51,989 | $60,756 | $80,734 |
| Homes lived in by their owners | 60% | 67% | 65% |
| Owner homes with a mortgage | 31% | 52% | 61% |
| Median monthly costs, owners with a mortgage | $1,381 | $1,604 | $1,963 |
| Those costs as a share of the owners' income | 21.6% | 20.4% | 21.0% |
| Median rent | $848 | $1,064 | $1,413 |
| Rent as a share of renters' income | 28.4% | 32.8% | 30.6% |
| Median year homes were built | 1979 | 1983 | 1980 |
| Vacant homes | 16.1% | 14.4% | 10.1% |
| Population | 1,247 | 4,611,961 | 334,922,499 |
What a typical home costs per month in New Sarpy
At this week's average 30-year rate of 7.11%, buying the median New Sarpy home of $95,700 with 20% down costs about $643 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $802, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $27,541 for the 20%-down payment. That payment is 15% of the median New Sarpy household income of $51,989; at that income and 20% down, the 28% guideline points to a home of about $181,000.
The median rent here is $848 a month, a little more than the monthly cost of owning the median home with 20% down.
| Down payment | $19,140 |
|---|---|
| Loan amount | $76,560 |
| Principal and interest | $515 |
| Property taxes (1.10% a year) | $88 |
| Homeowners insurance (our estimate, 0.5% a year) | $40 |
| PMI | $0 |
| Total per month | $643 |
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| Down payment | $3,350 |
|---|---|
| Loan amount | $93,967 |
| Principal and interest | $632 |
| Property taxes (1.10% a year) | $88 |
| Homeowners insurance (our estimate, 0.5% a year) | $40 |
| FHA mortgage insurance | $42 |
| Total per month | $802 |
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Questions about home buying in New Sarpy
What is the median home value in New Sarpy?
About $95,700 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
What income do you need to buy a home in New Sarpy?
For the median home with 20% down at 7.11%, the payment is about $643 a month. Keeping that under 28% of gross income takes about $27,541 a year.
More about New Sarpy
- Mortgage Refinance in New Sarpy
- Debt Relief in New Sarpy
- Home Equity Loans in New Sarpy
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data