The typical owner-occupied home in Starks is worth about $150,000, 31% below the Louisiana median of $216,500 and 55% below the national median of $332,700. The median household earns $16,088 a year, so the median home costs 9.3 times the median income (3.6 times for Louisiana). 25% of occupied homes here are lived in by their owners, and 36% of those owners still have a mortgage.
Starks at a glance
| Starks | Louisiana | U.S. | |
|---|---|---|---|
| Median home value | $150,000 | $216,500 | $332,700 |
| Median property tax paid per year | – | $1,180 | $3,119 |
| Median household income | $16,088 | $60,756 | $80,734 |
| Homes lived in by their owners | 25% | 67% | 65% |
| Owner homes with a mortgage | 36% | 52% | 61% |
| Median monthly costs, owners with a mortgage | – | $1,604 | $1,963 |
| Median rent | – | $1,064 | $1,413 |
| Rent as a share of renters' income | 22.9% | 32.8% | 30.6% |
| Median year homes were built | 2001 | 1983 | 1980 |
| Vacant homes | 0.0% | 14.4% | 10.1% |
| Population | 314 | 4,611,961 | 334,922,499 |
What a typical home costs per month in Starks
At this week's average 30-year rate of 7.11%, buying the median Starks home of $150,000 with 20% down costs about $1,007 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,257, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $43,168 for the 20%-down payment. That payment is 75% of the median Starks household income of $16,088; at that income and 20% down, the 28% guideline points to a home of about $56,000.
| Down payment | $30,000 |
|---|---|
| Loan amount | $120,000 |
| Principal and interest | $807 |
| Property taxes (1.10% a year) | $138 |
| Homeowners insurance (our estimate, 0.5% a year) | $62 |
| PMI | $0 |
| Total per month | $1,007 |
Change the numbers in the calculator
| Down payment | $5,250 |
|---|---|
| Loan amount | $147,283 |
| Principal and interest | $991 |
| Property taxes (1.10% a year) | $138 |
| Homeowners insurance (our estimate, 0.5% a year) | $62 |
| FHA mortgage insurance | $66 |
| Total per month | $1,257 |
Change the numbers in the calculator
Questions about home buying in Starks
What is the median home value in Starks?
About $150,000 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
What income do you need to buy a home in Starks?
For the median home with 20% down at 7.11%, the payment is about $1,007 a month. Keeping that under 28% of gross income takes about $43,168 a year.
More about Starks
- Mortgage Refinance in Starks
- Debt Relief in Starks
- Home Equity Loans in Starks
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data