The typical owner-occupied home in Jamestown is worth about $104,500, 52% below the Louisiana median of $216,500 and 69% below the national median of $332,700. Owners pay a median $350 a year in property taxes, about 0.33% of their home's value, lower than the Louisiana rate of 0.55%. The median household earns $50,250 a year, so the median home costs 2.1 times the median income (3.6 times for Louisiana). 74% of occupied homes here are lived in by their owners, and 48% of those owners still have a mortgage.
Jamestown at a glance
| Jamestown | Louisiana | U.S. | |
|---|---|---|---|
| Median home value | $104,500 | $216,500 | $332,700 |
| Median property tax paid per year | $350 | $1,180 | $3,119 |
| Property tax as a share of value | 0.33% | 0.55% | 0.94% |
| Median household income | $50,250 | $60,756 | $80,734 |
| Homes lived in by their owners | 74% | 67% | 65% |
| Owner homes with a mortgage | 48% | 52% | 61% |
| Median monthly costs, owners with a mortgage | $770 | $1,604 | $1,963 |
| Those costs as a share of the owners' income | 10.8% | 20.4% | 21.0% |
| Median rent | – | $1,064 | $1,413 |
| Median year homes were built | 1966 | 1983 | 1980 |
| Vacant homes | 39.8% | 14.4% | 10.1% |
| Population | 165 | 4,611,961 | 334,922,499 |
What a typical home costs per month in Jamestown
At this week's average 30-year rate of 7.11%, buying the median Jamestown home of $104,500 with 20% down costs about $635 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $809, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $27,200 for the 20%-down payment. That payment is 15% of the median Jamestown household income of $50,250; at that income and 20% down, the 28% guideline points to a home of about $193,000.
| Down payment | $20,900 |
|---|---|
| Loan amount | $83,600 |
| Principal and interest | $562 |
| Property taxes (0.33% a year) | $29 |
| Homeowners insurance (our estimate, 0.5% a year) | $44 |
| PMI | $0 |
| Total per month | $635 |
Change the numbers in the calculator
| Down payment | $3,658 |
|---|---|
| Loan amount | $102,607 |
| Principal and interest | $690 |
| Property taxes (0.33% a year) | $29 |
| Homeowners insurance (our estimate, 0.5% a year) | $44 |
| FHA mortgage insurance | $46 |
| Total per month | $809 |
Change the numbers in the calculator
Questions about home buying in Jamestown
What is the median home value in Jamestown?
About $104,500 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Jamestown?
Homeowners pay a median $350 a year, which is about 0.33% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Jamestown?
For the median home with 20% down at 7.11%, the payment is about $635 a month. Keeping that under 28% of gross income takes about $27,200 a year.
More about Jamestown
- Mortgage Refinance in Jamestown
- Debt Relief in Jamestown
- Home Equity Loans in Jamestown
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data