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Buying a home in Prairieville, Louisiana

The typical owner-occupied home in Prairieville is worth about $317,400, 47% above the Louisiana median of $216,500 and 5% below the national median of $332,700. Owners pay a median $2,020 a year in property taxes, about 0.64% of their home's value, higher than the Louisiana rate of 0.55%. The median household earns $104,923 a year, so the median home costs 3.0 times the median income (3.6 times for Louisiana). 86% of occupied homes here are lived in by their owners, and 78% of those owners still have a mortgage.

Prairieville at a glance

Prairieville Louisiana U.S.
Median home value $317,400 $216,500 $332,700
Median property tax paid per year $2,020 $1,180 $3,119
Property tax as a share of value 0.64% 0.55% 0.94%
Median household income $104,923 $60,756 $80,734
Homes lived in by their owners 86% 67% 65%
Owner homes with a mortgage 78% 52% 61%
Median monthly costs, owners with a mortgage $1,765 $1,604 $1,963
Those costs as a share of the owners' income 17.2% 20.4% 21.0%
Median rent $1,324 $1,064 $1,413
Rent as a share of renters' income 30.2% 32.8% 30.6%
Median year homes were built 2003 1983 1980
Vacant homes 4.5% 14.4% 10.1%
Population 35,238 4,611,961 334,922,499

What a typical home costs per month in Prairieville

At this week's average 30-year rate of 7.11%, buying the median Prairieville home of $317,400 with 20% down costs about $2,010 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $2,538, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $86,129 for the 20%-down payment. That payment is 23% of the median Prairieville household income of $104,923; at that income and 20% down, the 28% guideline points to a home of about $387,000.

The median rent here is $1,324 a month, so owning the median home costs about $686 a month more than renting, before you count the equity you build and any tax benefits.

20% down, 30-year conventional loan
Down payment$63,480
Loan amount$253,920
Principal and interest$1,708
Property taxes (0.64% a year)$169
Homeowners insurance (our estimate, 0.5% a year)$132
PMI$0
Total per month$2,010

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3.5% down, 30-year FHA loan
Down payment$11,109
Loan amount$311,651
Principal and interest$2,096
Property taxes (0.64% a year)$169
Homeowners insurance (our estimate, 0.5% a year)$132
FHA mortgage insurance$140
Total per month$2,538

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Questions about home buying in Prairieville

What is the median home value in Prairieville?

About $317,400 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Prairieville?

Homeowners pay a median $2,020 a year, which is about 0.64% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Prairieville?

For the median home with 20% down at 7.11%, the payment is about $2,010 a month. Keeping that under 28% of gross income takes about $86,129 a year.

More about Prairieville

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data