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Buying a home in Kinder, Louisiana

The typical owner-occupied home in Kinder is worth about $118,700, 45% below the Louisiana median of $216,500 and 64% below the national median of $332,700. Owners pay a median $199 a year in property taxes, about 0.17% of their home's value, lower than the Louisiana rate of 0.55%. The median household earns $42,100 a year, so the median home costs 2.8 times the median income (3.6 times for Louisiana). 57% of occupied homes here are lived in by their owners, and 43% of those owners still have a mortgage.

Kinder at a glance

Kinder Louisiana U.S.
Median home value $118,700 $216,500 $332,700
Median property tax paid per year $199 $1,180 $3,119
Property tax as a share of value 0.17% 0.55% 0.94%
Median household income $42,100 $60,756 $80,734
Homes lived in by their owners 57% 67% 65%
Owner homes with a mortgage 43% 52% 61%
Median monthly costs, owners with a mortgage $1,035 $1,604 $1,963
Those costs as a share of the owners' income 20.8% 20.4% 21.0%
Median rent $777 $1,064 $1,413
Rent as a share of renters' income 42.2% 32.8% 30.6%
Median year homes were built 1980 1983 1980
Vacant homes 17.5% 14.4% 10.1%
Population 2,317 4,611,961 334,922,499

What a typical home costs per month in Kinder

At this week's average 30-year rate of 7.11%, buying the median Kinder home of $118,700 with 20% down costs about $705 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $903, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $30,217 for the 20%-down payment. That payment is 20% of the median Kinder household income of $42,100; at that income and 20% down, the 28% guideline points to a home of about $165,000.

The median rent here is $777 a month, a little more than the monthly cost of owning the median home with 20% down.

20% down, 30-year conventional loan
Down payment$23,740
Loan amount$94,960
Principal and interest$639
Property taxes (0.17% a year)$17
Homeowners insurance (our estimate, 0.5% a year)$49
PMI$0
Total per month$705

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3.5% down, 30-year FHA loan
Down payment$4,154
Loan amount$116,550
Principal and interest$784
Property taxes (0.17% a year)$17
Homeowners insurance (our estimate, 0.5% a year)$49
FHA mortgage insurance$52
Total per month$903

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Questions about home buying in Kinder

What is the median home value in Kinder?

About $118,700 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Kinder?

Homeowners pay a median $199 a year, which is about 0.17% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Kinder?

For the median home with 20% down at 7.11%, the payment is about $705 a month. Keeping that under 28% of gross income takes about $30,217 a year.

More about Kinder

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data