The typical owner-occupied home in Church Point is worth about $96,700, 55% below the Louisiana median of $216,500 and 71% below the national median of $332,700. Owners pay a median $247 a year in property taxes, about 0.26% of their home's value, lower than the Louisiana rate of 0.55%. The median household earns $46,087 a year, so the median home costs 2.1 times the median income (3.6 times for Louisiana). 52% of occupied homes here are lived in by their owners, and 29% of those owners still have a mortgage.
Church Point at a glance
| Church Point | Louisiana | U.S. | |
|---|---|---|---|
| Median home value | $96,700 | $216,500 | $332,700 |
| Median property tax paid per year | $247 | $1,180 | $3,119 |
| Property tax as a share of value | 0.26% | 0.55% | 0.94% |
| Median household income | $46,087 | $60,756 | $80,734 |
| Homes lived in by their owners | 52% | 67% | 65% |
| Owner homes with a mortgage | 29% | 52% | 61% |
| Median monthly costs, owners with a mortgage | $1,083 | $1,604 | $1,963 |
| Those costs as a share of the owners' income | 31.6% | 20.4% | 21.0% |
| Median rent | $862 | $1,064 | $1,413 |
| Rent as a share of renters' income | 24.4% | 32.8% | 30.6% |
| Median year homes were built | 1988 | 1983 | 1980 |
| Vacant homes | 11.5% | 14.4% | 10.1% |
| Population | 4,096 | 4,611,961 | 334,922,499 |
What a typical home costs per month in Church Point
At this week's average 30-year rate of 7.11%, buying the median Church Point home of $96,700 with 20% down costs about $582 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $743, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $24,928 for the 20%-down payment. That payment is 15% of the median Church Point household income of $46,087; at that income and 20% down, the 28% guideline points to a home of about $179,000.
The median rent here is $862 a month, a little more than the monthly cost of owning the median home with 20% down.
| Down payment | $19,340 |
|---|---|
| Loan amount | $77,360 |
| Principal and interest | $520 |
| Property taxes (0.26% a year) | $21 |
| Homeowners insurance (our estimate, 0.5% a year) | $40 |
| PMI | $0 |
| Total per month | $582 |
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| Down payment | $3,384 |
|---|---|
| Loan amount | $94,949 |
| Principal and interest | $639 |
| Property taxes (0.26% a year) | $21 |
| Homeowners insurance (our estimate, 0.5% a year) | $40 |
| FHA mortgage insurance | $43 |
| Total per month | $743 |
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Questions about home buying in Church Point
What is the median home value in Church Point?
About $96,700 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Church Point?
Homeowners pay a median $247 a year, which is about 0.26% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Church Point?
For the median home with 20% down at 7.11%, the payment is about $582 a month. Keeping that under 28% of gross income takes about $24,928 a year.
More about Church Point
- Mortgage Refinance in Church Point
- Debt Relief in Church Point
- Home Equity Loans in Church Point
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data