The typical owner-occupied home in Poole is worth about $175,800, 14% below the Kentucky median of $205,600 and 47% below the national median of $332,700. 92% of occupied homes here are lived in by their owners, and 60% of those owners still have a mortgage.
Poole at a glance
| Poole | Kentucky | U.S. | |
|---|---|---|---|
| Median home value | $175,800 | $205,600 | $332,700 |
| Median property tax paid per year | – | $1,544 | $3,119 |
| Median household income | – | $63,726 | $80,734 |
| Homes lived in by their owners | 92% | 68% | 65% |
| Owner homes with a mortgage | 60% | 56% | 61% |
| Median monthly costs, owners with a mortgage | $1,308 | $1,433 | $1,963 |
| Those costs as a share of the owners' income | 9.0% | 18.8% | 21.0% |
| Median rent | – | $967 | $1,413 |
| Median year homes were built | 1978 | 1982 | 1980 |
| Vacant homes | 25.6% | 10.3% | 10.1% |
| Population | 256 | 4,534,824 | 334,922,499 |
What a typical home costs per month in Poole
At this week's average 30-year rate of 7.11%, buying the median Poole home of $175,800 with 20% down costs about $1,180 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,473, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $50,592 for the 20%-down payment.
| Down payment | $35,160 |
|---|---|
| Loan amount | $140,640 |
| Principal and interest | $946 |
| Property taxes (1.10% a year) | $161 |
| Homeowners insurance (our estimate, 0.5% a year) | $73 |
| PMI | $0 |
| Total per month | $1,180 |
Change the numbers in the calculator
| Down payment | $6,153 |
|---|---|
| Loan amount | $172,616 |
| Principal and interest | $1,161 |
| Property taxes (1.10% a year) | $161 |
| Homeowners insurance (our estimate, 0.5% a year) | $73 |
| FHA mortgage insurance | $78 |
| Total per month | $1,473 |
Change the numbers in the calculator
Questions about home buying in Poole
What is the median home value in Poole?
About $175,800 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
What income do you need to buy a home in Poole?
For the median home with 20% down at 7.11%, the payment is about $1,180 a month. Keeping that under 28% of gross income takes about $50,592 a year.
More about Poole
- Mortgage Refinance in Poole
- Debt Relief in Poole
- Home Equity Loans in Poole
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data