The typical owner-occupied home in Bullitt County is worth about $247,200, 20% above the Kentucky median of $205,600 and 26% below the national median of $332,700. Owners pay a median $2,050 a year in property taxes, about 0.83% of their home's value, higher than the Kentucky rate of 0.75%. The median household earns $80,558 a year, so the median home costs 3.1 times the median income (3.2 times for Kentucky). 85% of occupied homes here are lived in by their owners, and 64% of those owners still have a mortgage.
Bullitt County at a glance
| Bullitt County | Kentucky | U.S. | |
|---|---|---|---|
| Median home value | $247,200 | $205,600 | $332,700 |
| Median property tax paid per year | $2,050 | $1,544 | $3,119 |
| Property tax as a share of value | 0.83% | 0.75% | 0.94% |
| Median household income | $80,558 | $63,726 | $80,734 |
| Homes lived in by their owners | 85% | 68% | 65% |
| Owner homes with a mortgage | 64% | 56% | 61% |
| Median monthly costs, owners with a mortgage | $1,561 | $1,433 | $1,963 |
| Those costs as a share of the owners' income | 19.5% | 18.8% | 21.0% |
| Median rent | $987 | $967 | $1,413 |
| Rent as a share of renters' income | 27.3% | 28.1% | 30.6% |
| Median year homes were built | 1993 | 1982 | 1980 |
| Vacant homes | 5.5% | 10.3% | 10.1% |
| Population | 84,027 | 4,534,824 | 334,922,499 |
What a typical home costs per month in Bullitt County
At this week's average 30-year rate of 7.11%, buying the median Bullitt County home of $247,200 with 20% down costs about $1,604 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $2,016, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $68,757 for the 20%-down payment. That payment is 24% of the median Bullitt County household income of $80,558; at that income and 20% down, the 28% guideline points to a home of about $290,000.
The median rent here is $987 a month, so owning the median home costs about $617 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $49,440 |
|---|---|
| Loan amount | $197,760 |
| Principal and interest | $1,330 |
| Property taxes (0.83% a year) | $171 |
| Homeowners insurance (our estimate, 0.5% a year) | $103 |
| PMI | $0 |
| Total per month | $1,604 |
Change the numbers in the calculator
| Down payment | $8,652 |
|---|---|
| Loan amount | $242,723 |
| Principal and interest | $1,633 |
| Property taxes (0.83% a year) | $171 |
| Homeowners insurance (our estimate, 0.5% a year) | $103 |
| FHA mortgage insurance | $109 |
| Total per month | $2,016 |
Change the numbers in the calculator
Questions about home buying in Bullitt County
What is the median home value in Bullitt County?
About $247,200 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Bullitt County?
Homeowners pay a median $2,050 a year, which is about 0.83% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Bullitt County?
For the median home with 20% down at 7.11%, the payment is about $1,604 a month. Keeping that under 28% of gross income takes about $68,757 a year.
More about Bullitt County
- Mortgage Refinance in Bullitt County
- Debt Relief in Bullitt County
- Home Equity Loans in Bullitt County
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data