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Buying a home in Leslie County, Kentucky

The typical owner-occupied home in Leslie County is worth about $69,000, 66% below the Kentucky median of $205,600 and 79% below the national median of $332,700. Owners pay a median $563 a year in property taxes, about 0.82% of their home's value, higher than the Kentucky rate of 0.75%. The median household earns $35,934 a year, so the median home costs 1.9 times the median income (3.2 times for Kentucky). 86% of occupied homes here are lived in by their owners, and 31% of those owners still have a mortgage.

Leslie County at a glance

Leslie County Kentucky U.S.
Median home value $69,000 $205,600 $332,700
Median property tax paid per year $563 $1,544 $3,119
Property tax as a share of value 0.82% 0.75% 0.94%
Median household income $35,934 $63,726 $80,734
Homes lived in by their owners 86% 68% 65%
Owner homes with a mortgage 31% 56% 61%
Median monthly costs, owners with a mortgage $1,044 $1,433 $1,963
Those costs as a share of the owners' income 22.1% 18.8% 21.0%
Median rent $585 $967 $1,413
Rent as a share of renters' income 31.3% 28.1% 30.6%
Median year homes were built 1984 1982 1980
Vacant homes 14.1% 10.3% 10.1%
Population 10,079 4,534,824 334,922,499

What a typical home costs per month in Leslie County

At this week's average 30-year rate of 7.11%, buying the median Leslie County home of $69,000 with 20% down costs about $447 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $562, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $19,167 for the 20%-down payment. That payment is 15% of the median Leslie County household income of $35,934; at that income and 20% down, the 28% guideline points to a home of about $129,000.

The median rent here is $585 a month, a little more than the monthly cost of owning the median home with 20% down.

20% down, 30-year conventional loan
Down payment$13,800
Loan amount$55,200
Principal and interest$371
Property taxes (0.82% a year)$47
Homeowners insurance (our estimate, 0.5% a year)$29
PMI$0
Total per month$447

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3.5% down, 30-year FHA loan
Down payment$2,415
Loan amount$67,750
Principal and interest$456
Property taxes (0.82% a year)$47
Homeowners insurance (our estimate, 0.5% a year)$29
FHA mortgage insurance$31
Total per month$562

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Questions about home buying in Leslie County

What is the median home value in Leslie County?

About $69,000 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Leslie County?

Homeowners pay a median $563 a year, which is about 0.82% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Leslie County?

For the median home with 20% down at 7.11%, the payment is about $447 a month. Keeping that under 28% of gross income takes about $19,167 a year.

More about Leslie County

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data