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Buying a home in Uniontown, Kentucky

The typical owner-occupied home in Uniontown is worth about $61,900, 70% below the Kentucky median of $205,600 and 81% below the national median of $332,700. The median household earns $43,857 a year, so the median home costs 1.4 times the median income (3.2 times for Kentucky). 68% of occupied homes here are lived in by their owners, and 29% of those owners still have a mortgage.

Uniontown at a glance

Uniontown Kentucky U.S.
Median home value $61,900 $205,600 $332,700
Median property tax paid per year – $1,544 $3,119
Median household income $43,857 $63,726 $80,734
Homes lived in by their owners 68% 68% 65%
Owner homes with a mortgage 29% 56% 61%
Median monthly costs, owners with a mortgage $1,074 $1,433 $1,963
Those costs as a share of the owners' income 13.4% 18.8% 21.0%
Median rent $598 $967 $1,413
Rent as a share of renters' income 21.6% 28.1% 30.6%
Median year homes were built 1978 1982 1980
Vacant homes 20.9% 10.3% 10.1%
Population 874 4,534,824 334,922,499

What a typical home costs per month in Uniontown

At this week's average 30-year rate of 7.11%, buying the median Uniontown home of $61,900 with 20% down costs about $416 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $519, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $17,814 for the 20%-down payment. That payment is 11% of the median Uniontown household income of $43,857; at that income and 20% down, the 28% guideline points to a home of about $152,000.

The median rent here is $598 a month, a little more than the monthly cost of owning the median home with 20% down.

20% down, 30-year conventional loan
Down payment$12,380
Loan amount$49,520
Principal and interest$333
Property taxes (1.10% a year)$57
Homeowners insurance (our estimate, 0.5% a year)$26
PMI$0
Total per month$416

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3.5% down, 30-year FHA loan
Down payment$2,166
Loan amount$60,779
Principal and interest$409
Property taxes (1.10% a year)$57
Homeowners insurance (our estimate, 0.5% a year)$26
FHA mortgage insurance$27
Total per month$519

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Questions about home buying in Uniontown

What is the median home value in Uniontown?

About $61,900 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

What income do you need to buy a home in Uniontown?

For the median home with 20% down at 7.11%, the payment is about $416 a month. Keeping that under 28% of gross income takes about $17,814 a year.

More about Uniontown

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data