The typical owner-occupied home in Westport is worth about $326,600, 59% above the Kentucky median of $205,600 and about the same as the national median of $332,700. Owners pay a median $2,269 a year in property taxes, about 0.69% of their home's value, lower than the Kentucky rate of 0.75%. The median household earns $53,047 a year, so the median home costs 6.2 times the median income (3.2 times for Kentucky). 62% of occupied homes here are lived in by their owners, and 46% of those owners still have a mortgage.
Westport at a glance
| Westport | Kentucky | U.S. | |
|---|---|---|---|
| Median home value | $326,600 | $205,600 | $332,700 |
| Median property tax paid per year | $2,269 | $1,544 | $3,119 |
| Property tax as a share of value | 0.69% | 0.75% | 0.94% |
| Median household income | $53,047 | $63,726 | $80,734 |
| Homes lived in by their owners | 62% | 68% | 65% |
| Owner homes with a mortgage | 46% | 56% | 61% |
| Median monthly costs, owners with a mortgage | $1,477 | $1,433 | $1,963 |
| Those costs as a share of the owners' income | 30.5% | 18.8% | 21.0% |
| Median rent | $938 | $967 | $1,413 |
| Rent as a share of renters' income | 27.7% | 28.1% | 30.6% |
| Median year homes were built | 1976 | 1982 | 1980 |
| Vacant homes | 22.3% | 10.3% | 10.1% |
| Population | 275 | 4,534,824 | 334,922,499 |
What a typical home costs per month in Westport
At this week's average 30-year rate of 7.11%, buying the median Westport home of $326,600 with 20% down costs about $2,082 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $2,626, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $89,208 for the 20%-down payment. That payment is 47% of the median Westport household income of $53,047; at that income and 20% down, the 28% guideline points to a home of about $194,000.
The median rent here is $938 a month, so owning the median home costs about $1,144 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $65,320 |
|---|---|
| Loan amount | $261,280 |
| Principal and interest | $1,758 |
| Property taxes (0.69% a year) | $188 |
| Homeowners insurance (our estimate, 0.5% a year) | $136 |
| PMI | $0 |
| Total per month | $2,082 |
Change the numbers in the calculator
| Down payment | $11,431 |
|---|---|
| Loan amount | $320,684 |
| Principal and interest | $2,157 |
| Property taxes (0.69% a year) | $188 |
| Homeowners insurance (our estimate, 0.5% a year) | $136 |
| FHA mortgage insurance | $144 |
| Total per month | $2,626 |
Change the numbers in the calculator
Questions about home buying in Westport
What is the median home value in Westport?
About $326,600 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Westport?
Homeowners pay a median $2,269 a year, which is about 0.69% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Westport?
For the median home with 20% down at 7.11%, the payment is about $2,082 a month. Keeping that under 28% of gross income takes about $89,208 a year.
More about Westport
- Mortgage Refinance in Westport
- Debt Relief in Westport
- Home Equity Loans in Westport
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data