The typical owner-occupied home in Dunmor is worth about $151,100, 27% below the Kentucky median of $205,600 and 55% below the national median of $332,700. The median household earns $41,806 a year, so the median home costs 3.6 times the median income (3.2 times for Kentucky). 79% of occupied homes here are lived in by their owners, and 53% of those owners still have a mortgage.
Dunmor at a glance
| Dunmor | Kentucky | U.S. | |
|---|---|---|---|
| Median home value | $151,100 | $205,600 | $332,700 |
| Median property tax paid per year | – | $1,544 | $3,119 |
| Median household income | $41,806 | $63,726 | $80,734 |
| Homes lived in by their owners | 79% | 68% | 65% |
| Owner homes with a mortgage | 53% | 56% | 61% |
| Median monthly costs, owners with a mortgage | $1,490 | $1,433 | $1,963 |
| Those costs as a share of the owners' income | 17.1% | 18.8% | 21.0% |
| Median rent | – | $967 | $1,413 |
| Median year homes were built | 1977 | 1982 | 1980 |
| Vacant homes | 36.0% | 10.3% | 10.1% |
| Population | 209 | 4,534,824 | 334,922,499 |
What a typical home costs per month in Dunmor
At this week's average 30-year rate of 7.11%, buying the median Dunmor home of $151,100 with 20% down costs about $1,015 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,266, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $43,485 for the 20%-down payment. That payment is 29% of the median Dunmor household income of $41,806; at that income and 20% down, the 28% guideline points to a home of about $145,000.
| Down payment | $30,220 |
|---|---|
| Loan amount | $120,880 |
| Principal and interest | $813 |
| Property taxes (1.10% a year) | $139 |
| Homeowners insurance (our estimate, 0.5% a year) | $63 |
| PMI | $0 |
| Total per month | $1,015 |
Change the numbers in the calculator
| Down payment | $5,288 |
|---|---|
| Loan amount | $148,363 |
| Principal and interest | $998 |
| Property taxes (1.10% a year) | $139 |
| Homeowners insurance (our estimate, 0.5% a year) | $63 |
| FHA mortgage insurance | $67 |
| Total per month | $1,266 |
Change the numbers in the calculator
Questions about home buying in Dunmor
What is the median home value in Dunmor?
About $151,100 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
What income do you need to buy a home in Dunmor?
For the median home with 20% down at 7.11%, the payment is about $1,015 a month. Keeping that under 28% of gross income takes about $43,485 a year.
More about Dunmor
- Mortgage Refinance in Dunmor
- Debt Relief in Dunmor
- Home Equity Loans in Dunmor
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data