The typical owner-occupied home in Fountain Run is worth about $121,200, 41% below the Kentucky median of $205,600 and 64% below the national median of $332,700. The median household earns $80,045 a year, so the median home costs 1.5 times the median income (3.2 times for Kentucky). 80% of occupied homes here are lived in by their owners, and 55% of those owners still have a mortgage.
Fountain Run at a glance
| Fountain Run | Kentucky | U.S. | |
|---|---|---|---|
| Median home value | $121,200 | $205,600 | $332,700 |
| Median property tax paid per year | – | $1,544 | $3,119 |
| Median household income | $80,045 | $63,726 | $80,734 |
| Homes lived in by their owners | 80% | 68% | 65% |
| Owner homes with a mortgage | 55% | 56% | 61% |
| Median monthly costs, owners with a mortgage | $1,808 | $1,433 | $1,963 |
| Those costs as a share of the owners' income | 26.6% | 18.8% | 21.0% |
| Median rent | $608 | $967 | $1,413 |
| Rent as a share of renters' income | 14.6% | 28.1% | 30.6% |
| Median year homes were built | 1978 | 1982 | 1980 |
| Vacant homes | 24.5% | 10.3% | 10.1% |
| Population | 255 | 4,534,824 | 334,922,499 |
What a typical home costs per month in Fountain Run
At this week's average 30-year rate of 7.11%, buying the median Fountain Run home of $121,200 with 20% down costs about $814 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,016, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $34,880 for the 20%-down payment. That payment is 12% of the median Fountain Run household income of $80,045; at that income and 20% down, the 28% guideline points to a home of about $278,000.
The median rent here is $608 a month, so owning the median home costs about $206 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $24,240 |
|---|---|
| Loan amount | $96,960 |
| Principal and interest | $652 |
| Property taxes (1.10% a year) | $111 |
| Homeowners insurance (our estimate, 0.5% a year) | $50 |
| PMI | $0 |
| Total per month | $814 |
Change the numbers in the calculator
| Down payment | $4,242 |
|---|---|
| Loan amount | $119,005 |
| Principal and interest | $801 |
| Property taxes (1.10% a year) | $111 |
| Homeowners insurance (our estimate, 0.5% a year) | $50 |
| FHA mortgage insurance | $54 |
| Total per month | $1,016 |
Change the numbers in the calculator
Questions about home buying in Fountain Run
What is the median home value in Fountain Run?
About $121,200 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
What income do you need to buy a home in Fountain Run?
For the median home with 20% down at 7.11%, the payment is about $814 a month. Keeping that under 28% of gross income takes about $34,880 a year.
More about Fountain Run
- Mortgage Refinance in Fountain Run
- Debt Relief in Fountain Run
- Home Equity Loans in Fountain Run
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data