The typical owner-occupied home in Vicco is worth about $109,700, 47% below the Kentucky median of $205,600 and 67% below the national median of $332,700. Owners pay a median $890 a year in property taxes, about 0.81% of their home's value, higher than the Kentucky rate of 0.75%. The median household earns $43,393 a year, so the median home costs 2.5 times the median income (3.2 times for Kentucky). 53% of occupied homes here are lived in by their owners, and 38% of those owners still have a mortgage.
Vicco at a glance
| Vicco | Kentucky | U.S. | |
|---|---|---|---|
| Median home value | $109,700 | $205,600 | $332,700 |
| Median property tax paid per year | $890 | $1,544 | $3,119 |
| Property tax as a share of value | 0.81% | 0.75% | 0.94% |
| Median household income | $43,393 | $63,726 | $80,734 |
| Homes lived in by their owners | 53% | 68% | 65% |
| Owner homes with a mortgage | 38% | 56% | 61% |
| Median monthly costs, owners with a mortgage | $779 | $1,433 | $1,963 |
| Those costs as a share of the owners' income | 35.6% | 18.8% | 21.0% |
| Median rent | $1,077 | $967 | $1,413 |
| Rent as a share of renters' income | 51.0% | 28.1% | 30.6% |
| Median year homes were built | 1969 | 1982 | 1980 |
| Vacant homes | 11.0% | 10.3% | 10.1% |
| Population | 217 | 4,534,824 | 334,922,499 |
What a typical home costs per month in Vicco
At this week's average 30-year rate of 7.11%, buying the median Vicco home of $109,700 with 20% down costs about $710 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $893, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $30,434 for the 20%-down payment. That payment is 20% of the median Vicco household income of $43,393; at that income and 20% down, the 28% guideline points to a home of about $156,000.
The median rent here is $1,077 a month, a little more than the monthly cost of owning the median home with 20% down.
| Down payment | $21,940 |
|---|---|
| Loan amount | $87,760 |
| Principal and interest | $590 |
| Property taxes (0.81% a year) | $74 |
| Homeowners insurance (our estimate, 0.5% a year) | $46 |
| PMI | $0 |
| Total per month | $710 |
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| Down payment | $3,840 |
|---|---|
| Loan amount | $107,713 |
| Principal and interest | $725 |
| Property taxes (0.81% a year) | $74 |
| Homeowners insurance (our estimate, 0.5% a year) | $46 |
| FHA mortgage insurance | $49 |
| Total per month | $893 |
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Questions about home buying in Vicco
What is the median home value in Vicco?
About $109,700 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Vicco?
Homeowners pay a median $890 a year, which is about 0.81% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Vicco?
For the median home with 20% down at 7.11%, the payment is about $710 a month. Keeping that under 28% of gross income takes about $30,434 a year.
More about Vicco
- Mortgage Refinance in Vicco
- Debt Relief in Vicco
- Home Equity Loans in Vicco
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data