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Buying a home in Trilby, Florida

The typical owner-occupied home in Trilby is worth about $729,200, 2.0 times the Florida median of $359,000 and 2.2 times the national median of $332,700. Owners pay a median $4,200 a year in property taxes, about 0.58% of their home's value, lower than the Florida rate of 0.76%. 100% of occupied homes here are lived in by their owners, and 0% of those owners still have a mortgage.

Trilby at a glance

Trilby Florida U.S.
Median home value $729,200 $359,000 $332,700
Median property tax paid per year $4,200 $2,730 $3,119
Property tax as a share of value 0.58% 0.76% 0.94%
Median household income – $74,568 $80,734
Homes lived in by their owners 100% 68% 65%
Owner homes with a mortgage 0% 56% 61%
Median monthly costs, owners with a mortgage – $1,959 $1,963
Median rent – $1,669 $1,413
Median year homes were built 1968 1988 1980
Vacant homes 60.1% 14.7% 10.1%
Population 197 22,416,077 334,922,499

What a typical home costs per month in Trilby

At this week's average 30-year rate of 7.11%, buying the median Trilby home of $729,200 with 20% down costs about $4,581 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $5,795, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $196,311 for the 20%-down payment.

20% down, 30-year conventional loan
Down payment$145,840
Loan amount$583,360
Principal and interest$3,924
Property taxes (0.58% a year)$352
Homeowners insurance (our estimate, 0.5% a year)$304
PMI$0
Total per month$4,581

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3.5% down, 30-year FHA loan
Down payment$25,522
Loan amount$715,992
Principal and interest$4,817
Property taxes (0.58% a year)$352
Homeowners insurance (our estimate, 0.5% a year)$304
FHA mortgage insurance$323
Total per month$5,795

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Questions about home buying in Trilby

What is the median home value in Trilby?

About $729,200 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Trilby?

Homeowners pay a median $4,200 a year, which is about 0.58% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Trilby?

For the median home with 20% down at 7.11%, the payment is about $4,581 a month. Keeping that under 28% of gross income takes about $196,311 a year.

More about Trilby

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data