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Buying a home in Aripeka, Florida

The typical owner-occupied home in Aripeka is worth about $351,300, about the same as the Florida median of $359,000 and 6% above the national median of $332,700. Owners pay a median $1,839 a year in property taxes, about 0.52% of their home's value, lower than the Florida rate of 0.76%. The median household earns $128,878 a year, so the median home costs 2.7 times the median income (4.8 times for Florida). 52% of occupied homes here are lived in by their owners, and 62% of those owners still have a mortgage.

Aripeka at a glance

Aripeka Florida U.S.
Median home value $351,300 $359,000 $332,700
Median property tax paid per year $1,839 $2,730 $3,119
Property tax as a share of value 0.52% 0.76% 0.94%
Median household income $128,878 $74,568 $80,734
Homes lived in by their owners 52% 68% 65%
Owner homes with a mortgage 62% 56% 61%
Median monthly costs, owners with a mortgage – $1,959 $1,963
Median rent – $1,669 $1,413
Median year homes were built 1969 1988 1980
Vacant homes 47.4% 14.7% 10.1%
Population 258 22,416,077 334,922,499

What a typical home costs per month in Aripeka

At this week's average 30-year rate of 7.11%, buying the median Aripeka home of $351,300 with 20% down costs about $2,189 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $2,774, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $93,822 for the 20%-down payment. That payment is 20% of the median Aripeka household income of $128,878; at that income and 20% down, the 28% guideline points to a home of about $483,000.

20% down, 30-year conventional loan
Down payment$70,260
Loan amount$281,040
Principal and interest$1,891
Property taxes (0.52% a year)$152
Homeowners insurance (our estimate, 0.5% a year)$146
PMI$0
Total per month$2,189

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3.5% down, 30-year FHA loan
Down payment$12,296
Loan amount$344,937
Principal and interest$2,320
Property taxes (0.52% a year)$152
Homeowners insurance (our estimate, 0.5% a year)$146
FHA mortgage insurance$155
Total per month$2,774

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Questions about home buying in Aripeka

What is the median home value in Aripeka?

About $351,300 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Aripeka?

Homeowners pay a median $1,839 a year, which is about 0.52% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Aripeka?

For the median home with 20% down at 7.11%, the payment is about $2,189 a month. Keeping that under 28% of gross income takes about $93,822 a year.

More about Aripeka

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data