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Buying a home in Hudson, Florida

The typical owner-occupied home in Hudson is worth about $269,200, 25% below the Florida median of $359,000 and 19% below the national median of $332,700. Owners pay a median $1,706 a year in property taxes, about 0.63% of their home's value, lower than the Florida rate of 0.76%. The median household earns $51,513 a year, so the median home costs 5.2 times the median income (4.8 times for Florida). 77% of occupied homes here are lived in by their owners, and 45% of those owners still have a mortgage.

Hudson at a glance

Hudson Florida U.S.
Median home value $269,200 $359,000 $332,700
Median property tax paid per year $1,706 $2,730 $3,119
Property tax as a share of value 0.63% 0.76% 0.94%
Median household income $51,513 $74,568 $80,734
Homes lived in by their owners 77% 68% 65%
Owner homes with a mortgage 45% 56% 61%
Median monthly costs, owners with a mortgage $1,619 $1,959 $1,963
Those costs as a share of the owners' income 27.2% 23.6% 21.0%
Median rent $1,044 $1,669 $1,413
Rent as a share of renters' income 34.1% 35.2% 30.6%
Median year homes were built 1984 1988 1980
Vacant homes 26.7% 14.7% 10.1%
Population 11,254 22,416,077 334,922,499

What a typical home costs per month in Hudson

At this week's average 30-year rate of 7.11%, buying the median Hudson home of $269,200 with 20% down costs about $1,702 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $2,151, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $72,953 for the 20%-down payment. That payment is 40% of the median Hudson household income of $51,513; at that income and 20% down, the 28% guideline points to a home of about $190,000.

The median rent here is $1,044 a month, so owning the median home costs about $658 a month more than renting, before you count the equity you build and any tax benefits.

20% down, 30-year conventional loan
Down payment$53,840
Loan amount$215,360
Principal and interest$1,449
Property taxes (0.63% a year)$141
Homeowners insurance (our estimate, 0.5% a year)$112
PMI$0
Total per month$1,702

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3.5% down, 30-year FHA loan
Down payment$9,422
Loan amount$264,324
Principal and interest$1,778
Property taxes (0.63% a year)$141
Homeowners insurance (our estimate, 0.5% a year)$112
FHA mortgage insurance$119
Total per month$2,151

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Questions about home buying in Hudson

What is the median home value in Hudson?

About $269,200 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Hudson?

Homeowners pay a median $1,706 a year, which is about 0.63% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Hudson?

For the median home with 20% down at 7.11%, the payment is about $1,702 a month. Keeping that under 28% of gross income takes about $72,953 a year.

More about Hudson

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data