The typical owner-occupied home in Crystal Springs is worth about $142,600, 60% below the Florida median of $359,000 and 57% below the national median of $332,700. Owners pay a median $712 a year in property taxes, about 0.50% of their home's value, lower than the Florida rate of 0.76%. The median household earns $62,375 a year, so the median home costs 2.3 times the median income (4.8 times for Florida). 100% of occupied homes here are lived in by their owners, and 44% of those owners still have a mortgage.
Crystal Springs at a glance
| Crystal Springs | Florida | U.S. | |
|---|---|---|---|
| Median home value | $142,600 | $359,000 | $332,700 |
| Median property tax paid per year | $712 | $2,730 | $3,119 |
| Property tax as a share of value | 0.50% | 0.76% | 0.94% |
| Median household income | $62,375 | $74,568 | $80,734 |
| Homes lived in by their owners | 100% | 68% | 65% |
| Owner homes with a mortgage | 44% | 56% | 61% |
| Median monthly costs, owners with a mortgage | $1,109 | $1,959 | $1,963 |
| Those costs as a share of the owners' income | 22.1% | 23.6% | 21.0% |
| Median rent | – | $1,669 | $1,413 |
| Median year homes were built | 1991 | 1988 | 1980 |
| Vacant homes | 10.8% | 14.7% | 10.1% |
| Population | 1,298 | 22,416,077 | 334,922,499 |
What a typical home costs per month in Crystal Springs
At this week's average 30-year rate of 7.11%, buying the median Crystal Springs home of $142,600 with 20% down costs about $886 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,124, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $37,982 for the 20%-down payment. That payment is 17% of the median Crystal Springs household income of $62,375; at that income and 20% down, the 28% guideline points to a home of about $234,000.
| Down payment | $28,520 |
|---|---|
| Loan amount | $114,080 |
| Principal and interest | $767 |
| Property taxes (0.50% a year) | $59 |
| Homeowners insurance (our estimate, 0.5% a year) | $59 |
| PMI | $0 |
| Total per month | $886 |
Change the numbers in the calculator
| Down payment | $4,991 |
|---|---|
| Loan amount | $140,017 |
| Principal and interest | $942 |
| Property taxes (0.50% a year) | $59 |
| Homeowners insurance (our estimate, 0.5% a year) | $59 |
| FHA mortgage insurance | $63 |
| Total per month | $1,124 |
Change the numbers in the calculator
Questions about home buying in Crystal Springs
What is the median home value in Crystal Springs?
About $142,600 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Crystal Springs?
Homeowners pay a median $712 a year, which is about 0.50% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Crystal Springs?
For the median home with 20% down at 7.11%, the payment is about $886 a month. Keeping that under 28% of gross income takes about $37,982 a year.
More about Crystal Springs
- Mortgage Refinance in Crystal Springs
- Debt Relief in Crystal Springs
- Home Equity Loans in Crystal Springs
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data