The typical owner-occupied home in Victor is worth about $212,100, 61% below the Colorado median of $539,400 and 36% below the national median of $332,700. Owners pay a median $406 a year in property taxes, about 0.19% of their home's value, lower than the Colorado rate of 0.48%. The median household earns $55,521 a year, so the median home costs 3.8 times the median income (5.6 times for Colorado). 64% of occupied homes here are lived in by their owners, and 60% of those owners still have a mortgage.
Victor at a glance
| Victor | Colorado | U.S. | |
|---|---|---|---|
| Median home value | $212,100 | $539,400 | $332,700 |
| Median property tax paid per year | $406 | $2,602 | $3,119 |
| Property tax as a share of value | 0.19% | 0.48% | 0.94% |
| Median household income | $55,521 | $95,470 | $80,734 |
| Homes lived in by their owners | 64% | 66% | 65% |
| Owner homes with a mortgage | 60% | 69% | 61% |
| Median monthly costs, owners with a mortgage | $1,086 | $2,326 | $1,963 |
| Those costs as a share of the owners' income | 19.7% | 22.1% | 21.0% |
| Median rent | $945 | $1,761 | $1,413 |
| Rent as a share of renters' income | 16.8% | 31.4% | 30.6% |
| Median year homes were built | 1938 | 1988 | 1980 |
| Vacant homes | 25.1% | 8.3% | 10.1% |
| Population | 388 | 5,862,189 | 334,922,499 |
What a typical home costs per month in Victor
At this week's average 30-year rate of 7.11%, buying the median Victor home of $212,100 with 20% down costs about $1,263 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,617, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $54,146 for the 20%-down payment. That payment is 27% of the median Victor household income of $55,521; at that income and 20% down, the 28% guideline points to a home of about $217,000.
The median rent here is $945 a month, so owning the median home costs about $318 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $42,420 |
|---|---|
| Loan amount | $169,680 |
| Principal and interest | $1,141 |
| Property taxes (0.19% a year) | $34 |
| Homeowners insurance (our estimate, 0.5% a year) | $88 |
| PMI | $0 |
| Total per month | $1,263 |
Change the numbers in the calculator
| Down payment | $7,424 |
|---|---|
| Loan amount | $208,258 |
| Principal and interest | $1,401 |
| Property taxes (0.19% a year) | $34 |
| Homeowners insurance (our estimate, 0.5% a year) | $88 |
| FHA mortgage insurance | $94 |
| Total per month | $1,617 |
Change the numbers in the calculator
Questions about home buying in Victor
What is the median home value in Victor?
About $212,100 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Victor?
Homeowners pay a median $406 a year, which is about 0.19% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Victor?
For the median home with 20% down at 7.11%, the payment is about $1,263 a month. Keeping that under 28% of gross income takes about $54,146 a year.
More about Victor
- Mortgage Refinance in Victor
- Debt Relief in Victor
- Home Equity Loans in Victor
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data