The typical owner-occupied home in Atwood is worth about $205,000, 62% below the Colorado median of $539,400 and 38% below the national median of $332,700. Owners pay a median $620 a year in property taxes, about 0.30% of their home's value, lower than the Colorado rate of 0.48%. The median household earns $40,694 a year, so the median home costs 5.0 times the median income (5.6 times for Colorado). 100% of occupied homes here are lived in by their owners, and 63% of those owners still have a mortgage.
Atwood at a glance
| Atwood | Colorado | U.S. | |
|---|---|---|---|
| Median home value | $205,000 | $539,400 | $332,700 |
| Median property tax paid per year | $620 | $2,602 | $3,119 |
| Property tax as a share of value | 0.30% | 0.48% | 0.94% |
| Median household income | $40,694 | $95,470 | $80,734 |
| Homes lived in by their owners | 100% | 66% | 65% |
| Owner homes with a mortgage | 63% | 69% | 61% |
| Median monthly costs, owners with a mortgage | $1,667 | $2,326 | $1,963 |
| Those costs as a share of the owners' income | 28.8% | 22.1% | 21.0% |
| Median rent | – | $1,761 | $1,413 |
| Median year homes were built | 1972 | 1988 | 1980 |
| Vacant homes | 0.0% | 8.3% | 10.1% |
| Population | 62 | 5,862,189 | 334,922,499 |
What a typical home costs per month in Atwood
At this week's average 30-year rate of 7.11%, buying the median Atwood home of $205,000 with 20% down costs about $1,240 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,581, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $53,139 for the 20%-down payment. That payment is 37% of the median Atwood household income of $40,694; at that income and 20% down, the 28% guideline points to a home of about $157,000.
| Down payment | $41,000 |
|---|---|
| Loan amount | $164,000 |
| Principal and interest | $1,103 |
| Property taxes (0.30% a year) | $51 |
| Homeowners insurance (our estimate, 0.5% a year) | $85 |
| PMI | $0 |
| Total per month | $1,240 |
Change the numbers in the calculator
| Down payment | $7,175 |
|---|---|
| Loan amount | $201,287 |
| Principal and interest | $1,354 |
| Property taxes (0.30% a year) | $51 |
| Homeowners insurance (our estimate, 0.5% a year) | $85 |
| FHA mortgage insurance | $91 |
| Total per month | $1,581 |
Change the numbers in the calculator
Questions about home buying in Atwood
What is the median home value in Atwood?
About $205,000 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Atwood?
Homeowners pay a median $620 a year, which is about 0.30% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Atwood?
For the median home with 20% down at 7.11%, the payment is about $1,240 a month. Keeping that under 28% of gross income takes about $53,139 a year.
More about Atwood
- Mortgage Refinance in Atwood
- Debt Relief in Atwood
- Home Equity Loans in Atwood
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data