The typical owner-occupied home in Aguilar is worth about $96,400, 82% below the Colorado median of $539,400 and 71% below the national median of $332,700. The median household earns $28,795 a year, so the median home costs 3.3 times the median income (5.6 times for Colorado). 73% of occupied homes here are lived in by their owners, and 60% of those owners still have a mortgage.
Aguilar at a glance
| Aguilar | Colorado | U.S. | |
|---|---|---|---|
| Median home value | $96,400 | $539,400 | $332,700 |
| Median property tax paid per year | – | $2,602 | $3,119 |
| Median household income | $28,795 | $95,470 | $80,734 |
| Homes lived in by their owners | 73% | 66% | 65% |
| Owner homes with a mortgage | 60% | 69% | 61% |
| Median monthly costs, owners with a mortgage | $755 | $2,326 | $1,963 |
| Those costs as a share of the owners' income | 31.8% | 22.1% | 21.0% |
| Median rent | – | $1,761 | $1,413 |
| Rent as a share of renters' income | 22.7% | 31.4% | 30.6% |
| Median year homes were built | 1971 | 1988 | 1980 |
| Vacant homes | 22.5% | 8.3% | 10.1% |
| Population | 401 | 5,862,189 | 334,922,499 |
What a typical home costs per month in Aguilar
At this week's average 30-year rate of 7.11%, buying the median Aguilar home of $96,400 with 20% down costs about $647 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $808, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $27,742 for the 20%-down payment. That payment is 27% of the median Aguilar household income of $28,795; at that income and 20% down, the 28% guideline points to a home of about $100,000.
| Down payment | $19,280 |
|---|---|
| Loan amount | $77,120 |
| Principal and interest | $519 |
| Property taxes (1.10% a year) | $88 |
| Homeowners insurance (our estimate, 0.5% a year) | $40 |
| PMI | $0 |
| Total per month | $647 |
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| Down payment | $3,374 |
|---|---|
| Loan amount | $94,654 |
| Principal and interest | $637 |
| Property taxes (1.10% a year) | $88 |
| Homeowners insurance (our estimate, 0.5% a year) | $40 |
| FHA mortgage insurance | $43 |
| Total per month | $808 |
Change the numbers in the calculator
Questions about home buying in Aguilar
What is the median home value in Aguilar?
About $96,400 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
What income do you need to buy a home in Aguilar?
For the median home with 20% down at 7.11%, the payment is about $647 a month. Keeping that under 28% of gross income takes about $27,742 a year.
More about Aguilar
- Mortgage Refinance in Aguilar
- Debt Relief in Aguilar
- Home Equity Loans in Aguilar
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data