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Buying a home in Vona, Colorado

The typical owner-occupied home in Vona is worth about $214,300, 60% below the Colorado median of $539,400 and 36% below the national median of $332,700. Owners pay a median $844 a year in property taxes, about 0.39% of their home's value, lower than the Colorado rate of 0.48%. The median household earns $78,750 a year, so the median home costs 2.7 times the median income (5.6 times for Colorado). 72% of occupied homes here are lived in by their owners, and 20% of those owners still have a mortgage.

Vona at a glance

Vona Colorado U.S.
Median home value $214,300 $539,400 $332,700
Median property tax paid per year $844 $2,602 $3,119
Property tax as a share of value 0.39% 0.48% 0.94%
Median household income $78,750 $95,470 $80,734
Homes lived in by their owners 72% 66% 65%
Owner homes with a mortgage 20% 69% 61%
Median monthly costs, owners with a mortgage $1,313 $2,326 $1,963
Those costs as a share of the owners' income 12.5% 22.1% 21.0%
Median rent $869 $1,761 $1,413
Rent as a share of renters' income 18.4% 31.4% 30.6%
Median year homes were built 1938 1988 1980
Vacant homes 9.9% 8.3% 10.1%
Population 189 5,862,189 334,922,499

What a typical home costs per month in Vona

At this week's average 30-year rate of 7.11%, buying the median Vona home of $214,300 with 20% down costs about $1,312 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,669, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $56,238 for the 20%-down payment. That payment is 20% of the median Vona household income of $78,750; at that income and 20% down, the 28% guideline points to a home of about $300,000.

The median rent here is $869 a month, so owning the median home costs about $443 a month more than renting, before you count the equity you build and any tax benefits.

20% down, 30-year conventional loan
Down payment$42,860
Loan amount$171,440
Principal and interest$1,153
Property taxes (0.39% a year)$70
Homeowners insurance (our estimate, 0.5% a year)$89
PMI$0
Total per month$1,312

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3.5% down, 30-year FHA loan
Down payment$7,500
Loan amount$210,418
Principal and interest$1,416
Property taxes (0.39% a year)$70
Homeowners insurance (our estimate, 0.5% a year)$89
FHA mortgage insurance$95
Total per month$1,669

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Questions about home buying in Vona

What is the median home value in Vona?

About $214,300 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Vona?

Homeowners pay a median $844 a year, which is about 0.39% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Vona?

For the median home with 20% down at 7.11%, the payment is about $1,312 a month. Keeping that under 28% of gross income takes about $56,238 a year.

More about Vona

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data