The typical owner-occupied home in Evergreen is worth about $829,400, 54% above the Colorado median of $539,400 and 2.5 times the national median of $332,700. Owners pay a median $3,843 a year in property taxes, about 0.46% of their home's value, close to the Colorado rate of 0.48%. The median household earns $150,417 a year, so the median home costs 5.5 times the median income (5.6 times for Colorado). 89% of occupied homes here are lived in by their owners, and 69% of those owners still have a mortgage.
Evergreen at a glance
| Evergreen | Colorado | U.S. | |
|---|---|---|---|
| Median home value | $829,400 | $539,400 | $332,700 |
| Median property tax paid per year | $3,843 | $2,602 | $3,119 |
| Property tax as a share of value | 0.46% | 0.48% | 0.94% |
| Median household income | $150,417 | $95,470 | $80,734 |
| Homes lived in by their owners | 89% | 66% | 65% |
| Owner homes with a mortgage | 69% | 69% | 61% |
| Median monthly costs, owners with a mortgage | $2,846 | $2,326 | $1,963 |
| Those costs as a share of the owners' income | 19.9% | 22.1% | 21.0% |
| Median rent | $1,959 | $1,761 | $1,413 |
| Rent as a share of renters' income | 24.3% | 31.4% | 30.6% |
| Median year homes were built | 1976 | 1988 | 1980 |
| Vacant homes | 10.1% | 8.3% | 10.1% |
| Population | 8,602 | 5,862,189 | 334,922,499 |
What a typical home costs per month in Evergreen
At this week's average 30-year rate of 7.11%, buying the median Evergreen home of $829,400 with 20% down costs about $5,127 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $6,642, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $219,731 for the 20%-down payment. That payment is 41% of the median Evergreen household income of $150,417; at that income and 20% down, the 28% guideline points to a home of about $568,000.
The median rent here is $1,959 a month, so owning the median home costs about $3,168 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $165,880 |
|---|---|
| Loan amount | $663,520 |
| Principal and interest | $4,464 |
| Property taxes (0.46% a year) | $318 |
| Homeowners insurance (our estimate, 0.5% a year) | $346 |
| PMI | $0 |
| Total per month | $5,127 |
Change the numbers in the calculator
| Down payment | $29,029 |
|---|---|
| Loan amount | $814,377 |
| Principal and interest | $5,478 |
| Property taxes (0.46% a year) | $318 |
| Homeowners insurance (our estimate, 0.5% a year) | $346 |
| FHA mortgage insurance | $500 |
| Total per month | $6,642 |
Change the numbers in the calculator
Questions about home buying in Evergreen
What is the median home value in Evergreen?
About $829,400 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Evergreen?
Homeowners pay a median $3,843 a year, which is about 0.46% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Evergreen?
For the median home with 20% down at 7.11%, the payment is about $5,127 a month. Keeping that under 28% of gross income takes about $219,731 a year.
More about Evergreen
- Mortgage Refinance in Evergreen
- Debt Relief in Evergreen
- Home Equity Loans in Evergreen
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data