The typical owner-occupied home in Walden is worth about $169,600, 69% below the Colorado median of $539,400 and 49% below the national median of $332,700. Owners pay a median $321 a year in property taxes, about 0.19% of their home's value, lower than the Colorado rate of 0.48%. The median household earns $40,972 a year, so the median home costs 4.1 times the median income (5.6 times for Colorado). 73% of occupied homes here are lived in by their owners, and 26% of those owners still have a mortgage.
Walden at a glance
| Walden | Colorado | U.S. | |
|---|---|---|---|
| Median home value | $169,600 | $539,400 | $332,700 |
| Median property tax paid per year | $321 | $2,602 | $3,119 |
| Property tax as a share of value | 0.19% | 0.48% | 0.94% |
| Median household income | $40,972 | $95,470 | $80,734 |
| Homes lived in by their owners | 73% | 66% | 65% |
| Owner homes with a mortgage | 26% | 69% | 61% |
| Median monthly costs, owners with a mortgage | $1,413 | $2,326 | $1,963 |
| Those costs as a share of the owners' income | 14.1% | 22.1% | 21.0% |
| Median rent | $1,692 | $1,761 | $1,413 |
| Rent as a share of renters' income | 51.0% | 31.4% | 30.6% |
| Median year homes were built | 1973 | 1988 | 1980 |
| Vacant homes | 15.0% | 8.3% | 10.1% |
| Population | 573 | 5,862,189 | 334,922,499 |
What a typical home costs per month in Walden
At this week's average 30-year rate of 7.11%, buying the median Walden home of $169,600 with 20% down costs about $1,010 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,293, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $43,296 for the 20%-down payment. That payment is 30% of the median Walden household income of $40,972; at that income and 20% down, the 28% guideline points to a home of about $160,000.
The median rent here is $1,692 a month, a little more than the monthly cost of owning the median home with 20% down.
| Down payment | $33,920 |
|---|---|
| Loan amount | $135,680 |
| Principal and interest | $913 |
| Property taxes (0.19% a year) | $27 |
| Homeowners insurance (our estimate, 0.5% a year) | $71 |
| PMI | $0 |
| Total per month | $1,010 |
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| Down payment | $5,936 |
|---|---|
| Loan amount | $166,528 |
| Principal and interest | $1,120 |
| Property taxes (0.19% a year) | $27 |
| Homeowners insurance (our estimate, 0.5% a year) | $71 |
| FHA mortgage insurance | $75 |
| Total per month | $1,293 |
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Questions about home buying in Walden
What is the median home value in Walden?
About $169,600 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Walden?
Homeowners pay a median $321 a year, which is about 0.19% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Walden?
For the median home with 20% down at 7.11%, the payment is about $1,010 a month. Keeping that under 28% of gross income takes about $43,296 a year.
More about Walden
- Mortgage Refinance in Walden
- Debt Relief in Walden
- Home Equity Loans in Walden
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data