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Buying a home in Louviers, Colorado

The typical owner-occupied home in Louviers is worth about $447,500, 17% below the Colorado median of $539,400 and 35% above the national median of $332,700. Owners pay a median $2,555 a year in property taxes, about 0.57% of their home's value, higher than the Colorado rate of 0.48%. The median household earns $145,380 a year, so the median home costs 3.1 times the median income (5.6 times for Colorado). 87% of occupied homes here are lived in by their owners, and 63% of those owners still have a mortgage.

Louviers at a glance

Louviers Colorado U.S.
Median home value $447,500 $539,400 $332,700
Median property tax paid per year $2,555 $2,602 $3,119
Property tax as a share of value 0.57% 0.48% 0.94%
Median household income $145,380 $95,470 $80,734
Homes lived in by their owners 87% 66% 65%
Owner homes with a mortgage 63% 69% 61%
Median monthly costs, owners with a mortgage $2,440 $2,326 $1,963
Those costs as a share of the owners' income 19.0% 22.1% 21.0%
Median rent – $1,761 $1,413
Median year homes were built 1938 1988 1980
Vacant homes 8.1% 8.3% 10.1%
Population 294 5,862,189 334,922,499

What a typical home costs per month in Louviers

At this week's average 30-year rate of 7.11%, buying the median Louviers home of $447,500 with 20% down costs about $2,807 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $3,553, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $120,313 for the 20%-down payment. That payment is 23% of the median Louviers household income of $145,380; at that income and 20% down, the 28% guideline points to a home of about $541,000.

20% down, 30-year conventional loan
Down payment$89,500
Loan amount$358,000
Principal and interest$2,408
Property taxes (0.57% a year)$213
Homeowners insurance (our estimate, 0.5% a year)$186
PMI$0
Total per month$2,807

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3.5% down, 30-year FHA loan
Down payment$15,662
Loan amount$439,395
Principal and interest$2,956
Property taxes (0.57% a year)$213
Homeowners insurance (our estimate, 0.5% a year)$186
FHA mortgage insurance$198
Total per month$3,553

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Questions about home buying in Louviers

What is the median home value in Louviers?

About $447,500 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Louviers?

Homeowners pay a median $2,555 a year, which is about 0.57% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Louviers?

For the median home with 20% down at 7.11%, the payment is about $2,807 a month. Keeping that under 28% of gross income takes about $120,313 a year.

More about Louviers

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data